Life and Annuity Submission Checklists & Product Requirements

NOTE: Effective December 1, 2011, all life rate/form filings must be submitted via SERFF; paper filings are no longer accepted. In addition, all filing fees for life rate/form filings must be submitted via SERFF using EFT.

Annuities:

• Group IRA Flexible/Single/Fixed Premium Deferred Fixed Annuity (General Account/Separate Account)(w/ or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Group Synthetic Guaranteed Investment Contract 05/14/12
• Individual Flexible/Single/Fixed Premium Deferred Fixed Annuity(General Account/Separate Account)(w/ or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Individual Modified Guaranteed Immediate Fixed Annuity(General Account/Separate Account) 05/14/12
• Individual Variable Annuity/Variable Accumulation Annuity Application(w/ or w/o Market Value Adjustment) 06/18/12

Credit Insurance:

• Credit Insurance Application 06/18/12
• Credit Insurance Forms and Rates05/14/12

Deregulated Products:

• Avocational or Vocational Questionnaires 06/25/02
• Group Accidental Death/Dismemberment Riders06/25/02
• Group Annuity (No IRA Annuity or Synthetic GIC) 06/25/02
• Group Corporate/Bank/Trust Owned Universal/Variable Life (As Limited) 06/25/02
• Group Term Life 06/25/02
• Group Whole Life (No Universal Except for Group Corporate Owned as Limited) 06/25/02
• Individual Annuity Application (No Variable Annuity) 06/25/02
• Individual Corporate/Bank Owned Universal/Variable Life (As Limited) 06/25/02
• Individual Cost of Living, Guaranteed Purchase, Spouse/Children/Family Term, Other Insured, Dividend Additions, Business Exchange, Substitute Insured Riders 06/25/02
• Individual Fixed Immediate Annuity (No MVA or Interest Only) 06/25/02
• Individual Private Placement Variable Life 06/25/02
• Individual Traditional Endowment Life 05/18/05
• Individual Traditional Term Life 06/25/02
• Individual Traditional Whole Life 06/25/02
• Unisex Riders (As Limited) 06/25/02

Life Insurance:

• Group Fixed Premium Adjustable (Universal)(w/ or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Group Flexible Premium Adjustable (Universal)(w/ or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Group Flexible Premium Variable Adjustable (Universal)(w/ or w/o General or Fixed Account, w/ or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Individual Endowment Insurance 05/14/12
• Individual Fixed Premium Adjustable (Universal)(w/ or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Individual Flexible Premium Adjustable (Universal)(w/ or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Individual Flexible Premium Variable Adjustable (Universal)(w/ or w/o General or Fixed Account, w/or w/o Bonus, Equity Indexed, Market Value Adjustment) 05/14/12
• Individual Life Insurance Application 01/15/2020
  
• Individual Term Life Insurance 05/14/12
• Individual Whole Life Insurance 05/14/12

Notices:

• Flexible Premium Universal Life Interest Rate Guarantees - Notice (4/18/08)
  
• Guidelines for Group Annuities
• Intermediate Period Endowment Features (incl. ROP) - Guidance

Riders/Endorsements:

• Individual Accelerated Benefit Riders and Built In Benefits 06/18/12
• Individual Accidental Death and/or Dismemberment Benefit Riders and Built In Benefits 06/18/12
• Individual Disability Waiver of Premium Riders and Built In Benefits 06/18/12
• Individual Waiver of Surrender Charge Riders and Built In Benefits 06/18/12