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Making Changes to Your Health Insurance

Now that the New Year is underway, your 2016 health insurance may be in effect, but there’s still time to make a change.

Shopping for health insurance can be intimidating, and you might have opted to continue your previous plan without exploring other options or your tax credit did not cover as much of the cost as you expected.

If you’re unsatisfied with your current plan, you can still select a different plan through the federal marketplace at www.Healthcare.gov. Commissioner Miller strongly advises you to take advantage of this chance if you have any concerns about your current plan or simply haven’t explored other plan options. Unless you encounter a life event like the loss of a job or a move, this is the only time you’ll be able to purchase a plan through the marketplace until open enrollment for 2017.

Open enrollment runs through January 31, so you still have time to explore other plans and find the best option for yourself or your family. However, coverage purchased after January 15 will not begin until March 1. If you purchase a new plan between January 1st and the 15th, your new coverage will begin at the start of February.

Need help shopping? Check out our shopper’s guide and watch our video on the important factors you need to consider when choosing a plan. If you’d like in-person assistance, you can contact an insurance agent or a marketplace navigator in your area.