Skip Navigation LinksPennsylvania Insurance Department > Coverage > Homeowners

Homeowners Insurance

The Basics:

A homeowner’s insurance policy will cover your family's personal belongings, your home and the contents of your home, such as furniture, appliances, rugs, clothing, etc. Even if you don’t own a home, but rather rent an apartment, you can purchase renters insurance to cover your personal belongings. Though not mandatory under Pennsylvania law, a mortgage lender may require you to purchase homeowners insurance as a condition of your mortgage agreement. The department has put together a list of publications and resources to help answer your questions and help you understand your options. Feel free to browse the following publications and resources. For a complete list of consumer brochures and fact sheets, you may click here.

For information on what to do if you received a notice terminating your homeowners insurance, click here.

Preparing for Bad Weather:

After the Storm Hits:

The days following a natural disaster can be overwhelming and stressful. We have some tips for when it comes time to report a claim for property damage.

Home Inventories:

  • View the 10 Steps for Completing a Home Inventory
  • View the tutorial video for the myHOME app for smartphones