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Consumer Alert: Deer-Related Collisions

Acting Commissioner Altman is alerting drivers that if they are involved in an accident with a deer, their insurance company cannot add a surcharge to their premium. The autumn and early winter months have the highest rates of accidents involving deer, with November being the highest.

Under Pennsylvania state law, crashes involving deer are considered not-at-fault accidents, and insurance companies cannot add a surcharge to a policyholder’s premium as a result. This excludes drivers that do not come into contact with a deer.

The deer-related accident rate in Pennsylvania is among the highest in the country.

Deer are most active at dawn and dusk, according to the Pennsylvania Game Commission. When daylight savings ends, drivers will be making their daily commutes during these peak hours.

To report a dead deer for removal from state-maintained roads, motorists can call the Pennsylvania Department of Transportation at 1-800-FIX-ROAD.

If consumers have questions about auto insurance, they should contact the Insurance Department Consumer Services Bureau at www.insurance.pa.gov under the “Consumers” tab, or by calling 1-877-881-6388.

 

If you have questions about auto insurance, please contact the Insurance Department Consumer Services Bureau online or by calling 1-877-881-6388.

 

County Specific Resources:

Fatal Deer Crashes by County (2012-2016)

Injuries in Deer-Related Crashes by County (2012 - 2016)

Deer Crashes by County (2012 - 2016)