Consumer Alert - Holiday Safety
season is in full swing, and Commissioner Miller has some tips for consumers to
protect their families, homes, and possessions.
decorations are fun and festive, but can potentially be hazardous to your home
or loved ones if they are not flame resistant or retardant. Candles and open
flames should be kept out of the reach of children and pets, and should not be
left unattended. Additionally, trees and other holiday plants that are
decorated with lights should be watered adequately, as dry greenery pose a
greater risk of catching fire.
Make sure that your string lights are working
properly, and consider replacing those with broken cords or loose bulbs. You
should avoid connecting more than three strands of lights together, and be sure
to turn lights off before leaving home or going to bed.
hosting holiday parties, be aware that you can be held legally responsible for
the actions of your guests after they leave a party, particularly if alcohol is
served. Your homeowners or renters insurance policy may provide some liquor
liability coverage, but you should review your policy and be aware of what
limitations are involved.
are giving or receiving expensive gifts like electronics, instruments, and
others should review their homeowners or renters insurance policy to make sure
that the value of these items to do not exceed the limits on the contents
portion of the policy.
insurance policies also have specific lower limits for valuables such as
jewelry, furs, and firearms, so you may want to discuss with your insurance
professional whether or not your coverage is sufficient. Be mindful of where
you place expensive gifts, and keep these away from windows.
information on homeowners insurance is available on our Homeowners page.
Have a safer and happy holiday!