Skip Navigation LinksPennsylvania Insurance Department > Spring Ahead Consumer Alert

Consumer Alert - Spring Ahead

It’s that time of year again! While you’re changing your clocks and checking batteries this weekend, Commissioner Miller has some tips to keep you safe and save money.

Daylight savings time begins on Sunday March 12 and ends in November. When “springing ahead,” it’s a good idea to check the batteries in your smoke and carbon monoxide detectors. If you haven’t already, make sure to let your insurance company know that you have smoke detectors installed, as most policies offer discounts for this.

Because our clocks are moving ahead an hour, it will be darker during morning commutes. You may also be tired as your body adjusts to the time change, so it’s important to be alert when driving. You should avoid distractions like texting and phone calls, and be aware that children may be waiting at bus stops in the dark, so keep your headlights turned on.

While Punxsutawney Phil promised more winter weather, Spring begins March 20 and many will start their spring cleaning. As you go through your home, take notice of your belongings. This is a good opportunity to start a home inventory if you don’t have one, or to update it. Check out our Consumer Alert on Home Inventories for more information, the National Association of Insurance Commissioners (NAIC)’s printable inventory checklist, or the apps for iPhone ® and Android ®.

As the weather warms, examine your property for potential hazards. Winter weather can damage steps and retaining walls, porch or deck railings, roofs, and other parts of your property that may not be obvious until snow and ice have melted. Be sure to mitigate any additional risks these pose to be in compliance with your homeowners insurance policy. If your insurance company identifies a hazard on your property, you must take reasonable measures within a designated period to lower the risk.

For more information, visit our Homeowners Insurance page.