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Current Enforcement Actions


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A.                                                       
Agarwal, David K. (Pittsburgh, PA) 12/16
$2,000 civil penalty; must report disposition of charges to the Pennsylvania Insurance Department; 5-yr supervision - Agarwal failed to report criminal charges to the Pennsylvania Insurance Department.

AGCS Marine Insurance Company (Chicago, IL) 11/16
$10,000 civil penalty - AGCS paid insureds for referrals of friends or family members who completed an application for a Petplan policy.

Alba, Christopher Anthony (Sellersville, PA) 2/16
5-yr license supervision - Alba misrepresented income and net worth for two insureds on their annuity applications.  Prudential Life Insurance Co. stopped the policies before going into effect.


Alicea Mari (Stevens, PA) 10/16
License Revocation; 10-yr future license supervision - Alicea pled guilty to a felony offense.

Arthur, James C. (Wexford, PA) 7/17
$1,000 civil penalty; 5-yrs license supervision - Arthur failed to report criminal charges to the Pennsylvania Insurance Department.

B.
Barbus, Harry A. (Derry, PA) 1/17
$1,500 civil penalty; 5-yr future license supervision - Barbus forwarded a falsified payment receipt to the insurer.

Barth, William Alexander, III (Chester Springs, PA) 12/16
§1033 waiver granted; indefinite license supervision for prior felony conviction.

Baso, Kristian (Pompano Beach, FL) 7/16
$1,000 civil penalty; 3-yr license supervision - Baso failed to disclose his criminal charges on his license application.

Bass, Wanda A. (Philadelphia, PA) 9/16
Consent of Department to engage in the business of insurance pursuant to 18 U.S.C. 1033(e)(2).

Bello, Mercedes (Reading, PA)  7/17
License revocation; 5-yrs future license supervision - Bello pled guilty to Attempting to Defraud the United States in that, she assisted in the cashing of fraudulent IRS tax return checks.

Bennett, Ian John (Munhall, PA) 1/16

$2,500 civil penalty; 5-yr license supervision - Bennett misplaced a policyholder's signed application for health insurance.  He then re-created and signed the name of the policyholder on the application.

Berdy, Richard Robert (Pittsburgh, PA) 2/17
License revocation; 5-yr future supervision - Berdy misrepresented information of insureds on applications for disability insurance.

Berfield, Nelson (Pittsburgh, PA) 1/17
License revocation; 5-yr future license supervision - Berfield inaccurately answered "no" to the question pertaining to criminal history on his license application and failed to update his mailing address with the Pennsylvania Insurance Department.

Bill, Ronald M. (Chalk Hill, PA) 2/17
§1033 waiver granted; indefinite license supervision - Grove used intimidating and coercive behavior with two prospective clients.

Black, Trenton J. (Nashville, TN) 5/16

$500.00 civil penalty; 5-yr license supervision - Black failed to report his criminal charges.

Bleier, Mark & Steel City Insurance, Inc. (Cecil, PA & Pittsburgh, PA) 8/17
License revocations for a minimum of 20 years; civil penalty $91,000 - Bleier and his insurance agency, Steel City, accepted premium payments from customers without remitting the payments to the insurance carriers.

Brown, George R, Jr. (Centre Hall, PA) 7/16
$18,000 civil penalty; 10-yr license revocation - Brown failed to report criminal charges and dispositions to the Pennsylvania Insurance Department.

Brown, Jamiee Lamont (Reading, PA) 7/17
3-yrs license supervision - Brown pled guilty to a misdemeanor, which she reported to the Pennsylvania Insurance Department.

Brudnak, Michael John (Monessen, PA) 3/17
License revocation; 5-yr future license supervision - Brudnak inaccurately answered "no" to the question pertaining to criminal history on his license application with the Pennsylvania Insurance Department.

Buhl, David Aaron and Buhl Ins. Agency, Inc. (Gibsonia, PA) 3/17
$4,000 civil penalty; 5-yr supervision - Buhl mailed flyers without the approval of the Pennsylvania Insurance Department.

C. 
Charles, Kenneth Michael (Long Beach, CA)  4/17
License revocation; 5-yr future license supervision - Charles offered a rebate to the insured on an insurance policy which he was paid commissions.

Cissne, Patrick (Erdenheim, PA) 2/17
3-yr license supervision - Cissne failed to disclose another state's application denial on his Pennsylvania license applicaiton.

Cuesta, Daniel (Reading, PA) 9/16
5-yr license supervision - Cuesta sold insurance from November 2014 to December 2015 without holding a producer license.

Cyr, Victoria Ann (Easton, PA) 6/16

$8,000 civil penalty; 5-yr license supervision - Cyr was arrested and charged with several misdemeanor counts.

D.

Dallmer, David Adj & Order (Philadelphia, PA) 7/17
10-yr minimum license revocation; $10,000 civil penalty - Dallmer improperly retained funds in excess of the agreed upon contingency fee in contracts with two different insureds.

Daveler, Carey (Ephrata, PA) 5/17
License revocation; 5-yr future license supervision - Daveler failed to notify the Pennsylvania Insurance Department of his criminal charges.

Dilks, James D. (Royersford, PA) 8/17
$5,000 civil penalty; 5-yr license supervision - Dilks forged two contracts as a matter of convenience for a claimant.

Douglas, Marie and Douglas Insurance Services, Inc. (Sarver, PA) 2/16
$10,000 civil penalty; 5-yr license supervision - Douglas created a fraudulent account posing as an insured to obtain an insurance quote.

E.
Everett, Jason Adam (Reading, PA) 10/16
$5,000 civil penalty; 5-yr license supervision - Everett engaged in dishonest acts when selling to customers with disqualifying medical conditions.

F.

Fabian, Diane M. (Middletown, PA) 6/16
License revocation; must provide proof of restitution before future license applications will be considered; 10-yr future license supervision - Favian forged checks and deposited them into her personal bank account.

Feevish, Leslie Hope (Hatboro, PA) 5/17
License revocation; 5-yr future license supervision - Feevish pled guilty to a misdemeanor and failed to report the criminal proceedings to the Pennsylvania Insurance Department.

Fegan, Tanya L. (Hershey, PA) 9/16
$5,000 civil penalty; 5-yr license supervision - Fegan failed to report criminal proceedings to the Pennsylvania Insurance Department.

First Catholic Slovak Union of the United States of America and Canada (Independence, OH) 3/16

$1,000 civil penalty - Financial Secretary for Branch 200 sold policies without being licensed.

Flowers, Joel Jr. (Pittsburgh, PA) 4/17
License revocation; 5-yr future license supervision - Flowers failed to notify the Pennsylvania Insurance Department of his criminal charges and did not provide requested documentation pertaining to those charges.

Freed, Brian M. Jr. (Quakertown, PA) 1/17
§ 1033 waiver granted; indefinite license supervision for prior felony convictions.

G.

Galuska, Robert J. (Jenkins Township, PA) 4/16
License revocation; 10-yr future license supervision - Galuska created fraudulent insurance claims resulting in $266,000 in issued checks.

Gasparyan, Ary (Philadelphia, PA) 6/16
Compliance with Deferred Payment Plan Agreement with PA Dept. of Revenue; 5-yr license supervision - Gasparyan failed to pay his PA taxes.

Gaspin, Shari E. (Waynesboro, PA) 9/16
$2,000 civil penalty; 5-yr license supervision - Gaspin failed to report criminal charges to the Pennsylvania Insurance Department.

Gottlieb, Stephen and Metro Bucks Ins. Agency, LLC (Doylestown, PA) 2/17
License revocations for a minimum of five years; $12,000 civil penalty; 5-yr future license supervision - Gottlieb accepted payment for an insurance policy and did not remit payment causing the policy to be cancelled.

Griffin, Michael Darren (Oil City, PA) 9/16
$2,500 civil penalty; 10-yr license supervision - Griffin inaccurately answered "no" on his renewal application to criminal history questions.

Grove, Christopher T. (Felton, PA) 2/17
$2,000 civil penalty; 5-yr license supervision - Grove used intimidating and coercive behavior with two prospective clients.

H.
Halloran, Gerard and GJH Insurance Center, Inc. (Gouldsboro, PA) 2/17
License revocations for a minimum of 10 yrs; $13,500 civil penalty; $1,984.00 restitution; 5-yr future supervision - Halloran accepted premium payments from a customer without remitting them to procure coverage and issued fraudulent certificates of insurance to the customer.

Hang, Phung M. (Philadelphia, PA) 6/17
$1,000 civil penalty; 3-yr license supervision - Hang employed an individual who had been convicted of a felony and failed to require that individual to apply for a
§1033 waiver with the Pennsylvania Insurance Department.

Hansen, Michael L Sr. (York, PA) 3/17
License revocation; 5-yr future license supervision - Hanson failed to notify the Pennsylvania Insurance Department of his misdemeanor charges.

Harbaugh, Thomas E. (Hatboro, PA) 6/17
License revocation; $83,293 restitution; 10-yr future license supervision - Harbaugh created fictitious invoices, overbilling and overcollecting premiums for his personal expenses.

Hart, Timothy Lewis (Gap, PA) 2/17
$1,000 civil penalty; 5-yr license supervision - Hart did not notify the Pennsylvania Insurance Department in writing prior to selling insurance under a fictitious name.

Hernandez, Joshua Cruz (Nazareth, PA) 1/17
5-yr license supervision - Hernandez inaccurately answered "no" to the question pertaining to criminal history on his license application with the Pennsylvania Insurance Department.

Hertzel, Mark J. (Dallas, PA) 6/17
License revocation; 10-yr future license supervision - Heltzel failed to report criminal charges to the Pennsylvania Insurance Department.

Heskett, Daniel J. (Reading, PA) 1/17
$1,000 civil penalty; 5-yr license supervision - Heskett pled guilty to a misdemeanor.

Hughey, Richard (Sewickley, PA) 2/17
License revocation; 5-yr future license supervision - Hughey misappropriated money from two insureds and used it for his personal use.

I.

J.

J.J. Farber Lottman Company, Inc. (Palisades Park, NJ) 3/17
$8,200 civil penalty; 5-yr license supervision - Company failed to submit its filings or remittances of surplus lines taxes for the years 2011 through 2015 until 2016

Johnson, Aisah (Sharon Hill, PA) 5/16
$18,000 civil penalty; license revocation; 5-yr future license supervision - Johnson accepted premium from an applicant and failed to procure coverage for applicant.

Johnson, Robert III (Reading, PA) 6/16

5-yr license supervision - Johnson was convicted of misdemeanors.

Johnson, Walter R. Adj & Order (Bensalem, PA) 6/17
$500 civil penalty; 60-day license suspension starting 15 days after execution of Adj. & Order - Johnson failed to notify the Pennsylvania Insurance Department that he conducted insurance under a fictitious name and submitted an altered document to a mortgage company.

Jones, James Alfred Adj & Order (Harrisburg, PA)  7/17
License revocation for 10-yrs; $12,000 civil penalty - Jones solicited and sold life insurance policies without authority to do so.

K.
Kadyrova, Maya (Philadelphia, PA) 3/17
License revocation; 5-yr future license supervision - Kadyrova failed to notify the Pennsylvania Insurance Department that she was arrested for felonies.

King, Elizabeth E. (Pittsburgh, PA) 1/17
§ 1033 waiver granted; indefinite license supervision for prior felony conviction.


Kratzer, Traci Joy (East Norriton, PA) 9/16
License Revocaiton; 10-yr future license supervision - Kratzer failed to report criminal charges to the Pennsylvania Insurance Department.

Kundrod, Renee C. (Mars, PA) 8/16
$500 civil penalty; 3-yr license supervision - Kundrod altered personal umbrella policy declarations page.

L.
Landsperger, Barry (Pittsburgh, PA) 4/16

§1033 waiver granted; indefinite license supervision for prior felony conviction.

Lyons Stevens, Kelli A. (Dalton, PA) 5/16

$1,000 civil penalty; 5-yr license suprvision - Lyons Stevens forged a replacement form.

M.

Madeya, Kyle (West Reading, PA) 1/17
5-yr license supervision - Madeya sold insurance without a producer license.

Malone, Frank (Pittsburgh, PA) 4/16
License revocation; 5-yr future license supervision - Malone failed to notify the Department of his criminal charges within 30 days.

Marshall, William (Chicago, IL) 4/16
1-yr license suspension; $2,000 penalty - Marshall denied ever having been convicted of a felony.

McCrea, Jamie Amanda (Bridgeville, PA) 4/16
License revocation; 5-yr future supervision - McCrea failed to notify the Department of her criminal charge within 30 days.

McNear, Patricia (Beaver Falls, PA) 2/17
License revocation; 10-yr future license supervision - McNear used personal identifying information of a policyholder to issue an insurance contract to another individual having the same name and who did not qualify for policy issued.

Moore, Lori A. (Marietta, PA) 9/16
License Revocation - Moore failed to report her criminal charge or disposition to the Pennsylvania Insurance Department.

Morelli, Stefan (Denver, CO) 8/17
License revocation; 5-yr future license supervision - Morelli failed to disclose his felony conviction on is license application.

Murray, Gil J. (Clarks Summit, PA) 12/16
License Revocation; 10-yr future license supervision - Murray accepted premium payments and failed to remit those payments to insurers.

Mutchnick, Craig G. (Langhorne, PA) 7/17
$5,000 civil penalty; 5-yr license supervision - Mutchnick pled guilty to one misdemeanor.

N.
Nipper, Cedric and CJC Ins. Agency, LLC (Allentown, PA) 2/17
License revocations; 5-yr future supervision - Nipper applied discounts to policies which did not qualify for discounts.

O.
Olaviany, Thomas A. (Harrisburg, PA) 4/17
$7,500.00 penalty; 5-yr license supervision - Olaviany misrepresented himself to be acting on behalf of another producer to gain information on a policy.

Ott, Cassandra L. (Virginia Beach, VA) 2/16

10-yr revocation; $15,000 civil penalty; 5-yr future supervision - Ott failed to notify the Department about other states administrative actions.

P.

PA Auto Ins. Outlet Corp. (Philadelphia, PA) 7/17
3-yrs license supervision - Agency issued policies with discounts even though the insureds did not qualify for the discounts.

Patzlaff, Davin Lyle (Souix Falls, SD) 1/16

License revocation; 5-yr future license supervision - Patzlaff failed to report on his producer license renewal forms that he had been convicted of a felony.

Perry, Samantha Marie (East Stroudsburg, PA) 5/16

License revocation; 5-yr future license supervision - Perry failed to report charges and final disposition to the Pennsylvania Insurance Department.

Prusky, Steven G. (Admore, PA) 3/16

$1,000 civil penalty; 5-yr license supervision - Prusky was charged with a felony and two misdemeanors, which he failed to report to the Pennsylvania Insurance Department.

Q.
R.
Reilly, Robert F. (Wilkes-Barre, PA) 3/16
§1033 waiver granted; indefinite license supervision of license for prior felony offense.

Reyes, Yolanda and Sanchez Ins. Agency (Allentown, PA) 2/17
License revocations; 5-yr license supervision - Reyes issued policies using a post office box as a garaging address.

Riddell, Joel Michael (Philadelphia, PA) 6/16
License revocation; $10,100 civil penalty - Riddell used an unauthorized fictitious name and contract form and endorsed insureds names on an insurance claim check.

Roberts, Kenneth Owen (Youngsville, PA) 11/16
License revocation; 5-yr future license supervision - Roberts failed to report criminal charges to the Pennsylvania Insurance Department.

Rodgers, Benjamin Raymond (Bloosburg, PA) 5/16
License revocation; 5-yr future license supervision - Rodgers entered a guilty plea to felony Theft by Deception.

S.

Salvucci, Andrew C. Jr. (Newtown, PA) 11/16
$1,000 civil penalty; 5-yr license supervision - Salvucci allowed the misappropriation of funds.

Saveri, Joseph M. (Bethlehem, PA) 6/17
License revocation; 5-yr future license supervision - Saveri earned commissions by having policyholders cash in their existing annuity policies incurring high surrender fees to purchase another policy, with no benefit or gain for the policyholders.

Schufreider, Anthony G. (Langhorne, PA) 1/16

License revocation; 5-yr future license supervision - Schufreider created and submitted fraudulent broker of record letters.  No admission of factual or legal allegations.

Seal, Daniel J. II
(Wallingford, PA) 12/16
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Seals, Ismael Baliar
(Philadelphia, PA) 2/16
10-yr revocation; $9,000 penalty; 5-yr future supervision - Seals failed to report to the Department.

Sebia, Alfonso Joseph (Weatherly, PA) 10/16
License Revocation; 10-yr future license supervision - Sebia failed to report criminal charges to the Pennsylvania Insurance Department.

Secor, John Eric (Towanda, PA) 2/17
$5,000 civil penalty; 5-yr license supervision - While under supervision for a previous Consent Order, Secor failed to report misdemeanor guilty pleas to the Pennsylvania Insurance Department.

Senior, Adrienne (Honey Brook, PA) 2/16
Shall be compliant with all tax obligations; upon demand by the Insurance Department, shall provide full, complete and immediate proof of compliance with tax obligations; 5-yr license supervision - Senior has current state tax liens.

Shelton, Nicole L. (Philadelphia, PA) 7/16
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Smart, John F., Jr. d/b/a Smart Retirement Solutions, Inc. (Creamery, PA) 2/17
$10,000 civil penalty; $3,496.07 restitution; 5-yrs supervision - Smart misrepresented the bonus offered on an annuity.

Smith, Hower Samuel III (Coatesville, PA) 3/16

License revocation; 5-yr license supervision - Smith failed to report his felony charges.

Snyder, Gerald Wayne, Jr. (Milton, PA) 12/16
License Revocation; $800 civil penalty; 3-yr future license supervision - Snyder failed to report criminal charges to the Pennsylvania Insurance Department.

Son, Dong Ngoc (Philadelphia, PA) 4/16

§1033 waiver granted; indefinite license supervision for prior felony conviction.

Southwest Risk, LP (Dallas, TX) 2/17
$2,000 civil penalty; 3-yr license suprvision - Southwest Risk, LP did not file or remit surplus lines taxes for 2013 with the Pennsylvania Department of Revenue.

Spadel, William Michael Jr. (Philadelphia, PA) 7/16
$15,000 civil penalty; 7-yr license revocation - Spadel pled guilty to felony offenses and failed to pay state taxes.

Stewart, Christopher R. (Shamong, NJ) 3/16

§1033 waiver granted; indefinite license supervision of license for prior felony conviction.

Strauss, Harry Joseph (New Ringgold, PA) 4/16

$15,000 civil penalty; 5-yr license supervision - Strauss employed a customer service representative that solicited and sold insurance policies and did not possess a producer license.

Stuttard, Scott W. (Altoona, PA) 11/16
5-yr license supervision - Stuttard was convicted of  misdemeanors, which he fully disclosed on his producer license application.

Summerville, Donald E. (New Castle, PA) 3/16
$1,000 civil penalty; 5-yr license supervision - Summerville failed to report misdemeanor charges to the Pennsylvania Insurance Department, which were withdrawn on January 28, 2016.

Szerbin, Edward (Pittsburgh, PA) 2/16
License revocation; 5-yr future license supervision - Szerbin failed to report his criminal charges to the Pennsylvania Insurance Department.

T.
Thomas, David L. Jr. (Lancaster, PA) 4/16
License revocation; 5-yr future license supervision - Thomas falsified license renewals stating he paid state income taxes when he had not.

Thomas, Isaiah J. (Reading, PA) 8/16
5-yr license supervision - Thomas made false statements and misrepresentations to prospective policyholders.

Tierney, Jodie Lynne (Townson, MD) 8/17
License revocation; 5-yr future license supervision - Tierney was convicted of two (2) felonies and two (2) misdemeanors.

Travelers Indemnity Co. (The) (Hartford, CT) 7/17
$100,000 civil penalty - Company issued brochures where consumers could obtain a $20 gift card tied to a quote for automobile insurance and included inaccurate information concerning rate comparisons.

Trumper, Billy Joel (West Milton, PA) 2/16
$1,000 civil penalty; 5-yr license supervision - Trumper failed to notify the Department of his criminal charges.

U.

V. 

Virtue, Amanda Lynn (Pittsburgh, PA) 1/16
License revocation; 5-yr future license supervision - Virtue failed to notify the Pennsylvania Insurance Department of her felony and misdemeanor charges.

Wade Insurance Agency (Jamison, PA) 6/17

5-yr license supervision - Agency issued policies that had inaccurate information.

Walker, Jeffrey Alan (Warminster, PA) 6/16
5-yr license supervision - Walker failed to notify the Department within thirty (30) days of his misdemeanor charge.

Westendorp, Joshua (Reading, PA) 3/16

License revocation; 10-yr future license supervision - Westendorp made false and/or misleading statements and misrepresentations to prospective policyholders.     

White, Michael H. (Philadelphia, PA) 5/17
$5,000 civil penalty; 5-yr license supervision - White signed policyholders' names on Proof of Loss forms then had an employee notarize his signature as that of the policyholders.                                                                                                                                                                                

Wingrove, Travis Wayne (Dunbar, PA) 6/16

License revocation; restitution; 5-yr future supervision - Wingrove misappropriated money.

X.

Y.

Z.

Zang, Wen Xi (Philadelphia, PA) 2/16

§1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Zangari, Cassandra Noel (Etters, PA) 7/17
License revocation; 10-yrs future license supervision - Zangari misrepresented supplemental policies as being included or "packaged" with insureds' major medical insurance policy at no additional cost.

Zangari, Eugene Daniel (York, PA) 7/17
$5,000 civil penalty; 5-yr license supervision - Zangari misrepresented supplemental policies as being included or "packaged" with insureds' major medical insurance policy at no additional cost.