ARCHIVED ENFORCEMENT ACTIONS M - O

Archived enforcement actions are available online beginning with 2004. To find or research older actions, please send an email to ra-hearings@pa.gov.

M.

Maas, Jody E. (Erie, PA) 2/09
Cease and desist order and 3-yr license supervision for disclosing two, 2004 misdemeanor convictions on the initial application license. 

MacDonald, Daniel P., Jr. (Lansdale, PA) 12/08
1-yr license revocation and 5-yr future license supervision for allowing two unlicensed individuals, who were not certified by the Assigned Risk Plan, to act as producers on his behalf, resulting in improper forms of payment accepted on behalf of the Plan, failing to submit/retract applications in accordance with Plan rules and submitting unmatched bindings to the Plan.

MacDonald, Gabriel J. (Philadelphia, PA) 12/04

Macdougall Eric R (Souderton, PA) 10/04

MacDuff Pinellas Underwriters, Inc. (St. Petersburg, FL) 10/06 

Mace, Christopher J. (North Huntington, PA) 4/12
License revocation and tax repayment – Mace failed to disclose four tax liens against him by the Pennsylvania Department of Revenue on four license renewal applications. 

Madajeski, Ronald E.  and RMI Group, Incorporated (Scranton, PA) (DicksonCity, PA) 2/10
5-yr license supervision and $5,000 penalty – accepting payment from clients for auto, general liability and workers compensation insurance without procuring the policies; forging a client signature to generate an insurance policy. 

Madeya, Kyle (West Reading, PA) 1/17
5-yr license supervision - Madeya sold insurance without a producer license.

Madosky, Debbie L. (Medford, NJ) 9/08
License revocation and future license supervision for pleading guilty to a 2007 felony offense 

Maertzig, Joseph H. (Norristown, PA) 6/08
1033 waiver; indefinite supervision of producer license

MAG Insurance, LLC (Grand Forks, ND) 10/06 

Magee, Wilma Elaine (Philadelphia, PA) 5/12
5-yr license supervision – Magee misrepresented information regarding an individual's medical history. The application was subsequently denied.

Magovern, Linda Ann (Blue Bell, PA) 5-yr license supervision – Magovern failed to report a 2009 arrest, but did report the 2010 dismissal charges.

Maguire, William J. (Chalfont, PA) 8/07 

Mahadeo, Hardat A. (ForrestHills, NY) 3/09
Surrender of license and 5-yr future license supervision for failing to disclose regulatory actions in other states.

Major Group, Inc. (The (Pennsauken, NJ) 6/07

Major, Jeffrey S. (Cherry Hill, NJ) 6/07

Makefield Agency, Inc. (Yardley, PA) 5/06

Malone, Frank (Pittsburgh, PA) 4/16
License revocation; 5-yr future license supervision - Malone failed to notify the Department of his criminal charges within 30 days.

Malone, Matthew A. (Wausau, WI) 11/07 

Manning, Anita (Norristown, PA) 6/13
3-yr license supervision and must report disposition of charges – Manning failed to report a 2013 arrest to the Insurance Department. 

Marcinek, Frank David (Coal Township, PA) 5/14
5-yr license supervision – Marcinek failed to notify the department of his criminal charges.

Marcus, Kenny (Blandon, PA) 11/19
3-yr license supervision - without admitting allegations, Marcus made false and/or misleading statements to prospective policyholders failing to advise customers that short term medical plans did not meet minimum essential coverage under the Affordable Care Act.

Markle, Dora Lynn (Wrightsville, PA) 4/07

Markle, Michael E. (Wrightsville, PA) 4/07 

Marley, Todd A. (EightyFour, PA) 3/09
5-yr license supervision for selling an annuity that was not approved for sale in Pennsylvania.

Marmo, Joseph A. (Medford, NJ) 9/06 

Marquette, Brandon (Dover, PA) 2/19
$1,000 civil penalty; 5-yr license supervision - Mr. Marquette verbally disclosed an additional collateral fee for a high risk bond, but failed to disclose that fee in writing.

Marrone, Stephen A. (St.Paul, MN) 8/13
License revocation – Marrone failed to disclose his August 2012 criminal arrest on his license renewal and also failed to report his guilty pleas to the department within the required 30 days.

Marsh & McLennan Companies, Inc.   10/05 

Marsh USA, Inc. (New York, NY) 10/08
$50,000 penalty; 3-yr license supervision and proof of $1,027,210 tax payment to Pennsylvania Department of Revenue for self-reporting the fact that the company failed to remit a Pa surplus lines premium taxes.

Marsh, Inc. 

Marshall, Harold J. (Ellwood City, PA) 12/12
License surrender – Marshall failed to report to the department a misdemeanor arrest and guilty plea from 2011. 

Marshall, William (Chicago, IL) 4/16
1-yr license suspension; $2,000 penalty - Marshall denied ever having been convicted of a felony.

Martin, Darin W. (Yardley, PA) 2/08
Deceptive and misleading solicitations to mortgagers; $4,000 penalty and 5-year license supervision.

Martin, Kerry Lynn, Jr. (McKeesport, PA) 2/19
License revocation; future license applications, if any, will require a 1033 Waiver - Mr. Martin failed to report felony charges.

Martin_Melissa_D. (Scotland, PA) 6/04

Martingale National Insurance Company (Schaumburg, IL) 3/04 

Martino, Donald J., Jr. (Irwin, PA) 7/10
5-yr license supervision – Martino failed to pay personal income tax in 2003 and 2006, yet indicated on license renewals he was tax compliant. 

Martocci, Michael A. (Mars, PA) 11/04

Martocci, Michael A. (Mars, PA) 11/07 

Maryott, Michael (Manchester, NJ) 3/12
5-yr license supervision – Maryott failed to disclose prior administrative actions from other state insurance departments on his license application.

Massey, Wade T. (Farrell, PA) 9/07

Mastroieni-Cave, Jeanette (Lafayette Hill, PA) 12/04

Mastroieni-Cave, Jeannette (Lafayette Hill, PA) 10/07

Mathai, Zachariah (Philadelphia, PA) 12/05

Matternas, Elaine E. (Schaefferstown, PA) 5/04 

Mattus, Paul A. (Camp Hill, PA) 1/11
5-yr license supervision and restitution to the PA Department of Revenue – Mattus is delinquent in paying personal income taxes. 

Mauldin, Lamar (Reading, PA) 9/19
3-yr license supervision - Mauldin initiated an application for a resident producer license, wherein he fully disclosed his criminal history.

Maurer, Joseph Albert III , Commonwealth Professional Group, Ltd., Commonwealth Professional Group International, J.A. Maurer & Associates, (Reading, PA) 10/10
License surrender, restitution and five-year future license supervision – Maurer violated two prior Consent Orders with the department. 

Maurer, Joseph Albert, III and Commonwealth Professional Group, Inc. (Reading, PA) 12/08
5-yr license supervision for collecting but failing to remit premium in a timely manner in Virginia between 2005 and 2006.  Virginia insurance license was surrendered, though a restitution judgment exists.

Maurer, Kimberly M. (Philadelphia, PA) 3/06 

Maxson, Michael Shane (Coraopolis, PA) 11/17
License revocation; 5-yr future license supervision - Maxson submitted falsified construction bid forms to his appointed insurance company in order to fraudulently retain insurance coverage for insureds.

May, Curtis L. (Ardmore, PA) 6/10
5-yr license supervision for failing to pay Pennsylvania state taxes in 2005, 2007 and 2009. May has also entered into a Deferred Payment Plan with the PA Department of Revenue. 

May, Michael Lewis (Pittsburgh, PA) 5/14
3-yr license supervision – May was convicted of a misdemeanor, which he disclosed on his license application. 

Mayfield, David L. (Wyncote, PA) 2/13
1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Maynard, Johnny Jr. (StateCollege, PA) 8/12
5-yr license supervision – Maynard had multiple misdemeanors from 2000 thru 2011, which he reported on his license application.

Mayo, Gary Stephen (NewTripoli, PA) 2/04

Mazonson, LLC. (Peabody, MA) 4/04 

Mazza, Dominick D. (Harrisburg, PA) 9/08
Unlicensed since surrender of license in 2007, 5-yr future license supervision for altering policyholder information on applications.

McCann, Mary June (Glenolden, PA) 6/06 

McCartan Dennis J. (Lansdale, PA) 5/04

McCauley, Troy C. (Folcroft, PA)  11/17
License revocation; 5-yrs future license supervision - McCauley forged electronic signatures on insurance policies.

McClain, Ronald K. (Wayne, PA) 7/14
Must comply with Deferred Payment Plan (DPP agreement entered into with the PA Dept. of Revenue; five-year license supervision – McClain defaulted on repayment agreements with the Department of Revenue and Office of Attorney General.) He also misrepresented on his PA resident producer license renewal that he was tax compliant.

McClay, Justin (Erie, PA) 6/19
5-yr license supervision - Mr. McClay pleaded guilty to a felony in 2016, which he fully disclosed on his insurance license application.

McCloskey, Patricia A. (Hawley, PA) 2/07 

McCormick, Christopher (Northumberland, PA) 5/13
3-yr license supervision; $3,000 penalty – McCormick placed incorrect information on at least 10 life insurance applications.

McCoy, Clifford L. (Marlton, NJ) 12/06 

McCrea, Jamie Amanda (Bridgeville, PA) 4/16
License revocation; 5-yr future supervision - McCrea failed to notify the Department of her criminal charge within 30 days.

McCullough, Kathleen (Presto, PA) 6/11
License revocation – McCullough was arrested in 2008 and 2009, and sentenced in 2010, for numerous felonies; none of which, as required, was reported to the department. 

McCusker, Seaun J. (Pittsburgh, PA) 1/18
3-yr license supervision - McCusker failed to report criminal charges to the Pennsylvania Insurance Department.

McDermott, Kevin J. (Langhorne, PA) 8/11
3-yr license supervision – McDermott failed to report a 2008 misdemeanor DUI arrest and conviction to the department. 

McDevitt, Michael (Havertown, PA) 12/12
3-yr license supervision and mandatory reporting for disposition of charges – McDevitt was arrested for a misdemeanor in 2012, which he did not report to the department. 

McDonald, Andre J. (Pittsburgh, PA) 8/13
3-yr license supervision – McDonald fully disclosed three misdemeanor convictions on his application.

McDonough, John J. (Etters, PA) 1/07 

McGahee, Roman J. (Wilkes-Barre, PA) 10/14
1033 waiver granted; indefinite supervision of license for a prior felony conviction. 

McGarrey, Kevin J. (Wayne, PA) 3/11
6-month license suspension, possible license reinstatement and cooperation with related investigations – McGarrey submitted a life insurance application containing false information about the policyholder.

McGarry, John J. (Warren, PA) 10/06 

McGinley, James C. (Oakmont, PA) 7/09
License surrender and 5-yr future license supervision for failing to provide a policyholder the required policy examination period for an annuity product. 

McGrath, Paul S. Sr. (New Florence, PA) 12/12
5-yr license supervision and mandatory reporting for disposition of charges – McGrath failed to disclose four pending felony charges to the department. 

McGraw, Daryl Q. (Philadelphia, PA) 2/09
Cease and desist order and 5-yr license supervision for a 2003 felony, which was fully disclosed on his producer application.

McGuirk, Brian P. (Clarks Summit, PA) 10/06

McIntosh, Kimani Y. (Allentown, PA) 6/08 

McLean, Bryan Neal Sr. (Hanover, PA) 11/11
License revocation – McLean was arrested and convicted in 2010 on six felony counts that he failed to report to the department. 

McManus, Kurt E. (West Chester, PA) 3/10
License revocation and 5-yr future license supervision for falsely using the good credit score of a consumer to obtain a better rate quote for a consumer with a bad credit score, and failing to notify the department of his license revocation in Maryland for similar activity.

McNaughton, Dean (Thompsontown, PA) 11/03

McNear, Patricia Lynn (Beaver Falls, PA) 12/09
$2,500 civil penalty and 5-yr future license supervision for accepting cash payments for Workers' Compensation insurance but failing to deposit the funds and properly secure the insurance policy. 

McNear, Patricia (Beaver Falls, PA) 2/17
License revocation; 10-yr future license supervision - McNear used personal identifying information of a policyholder to issue an insurance contract to another individual having the same name and who did not qualify for policy issued.

McQuoid, Brian Lynn (Philadelphia, PA) 1/09
3-yr license supervision for three criminal convictions from 2000.

McSweeney, Mary Beth (Burlington, NJ) 10/04 

Meisel, Andrew James (Philadelphia, PA) 7/11
License surrender – Meisel failed to notify the department concerning his 2010 felony drug charge and guilty plea.

Menaker, Sandra E. (Furlong, PA) 8/07 

Mendoza, Hector E. (San Diego, CA) 9/09
License revocation and 5-yr future license supervision for failing to report to the commonwealth within 30 days the revocation of his California insurance producer license.

Merastar Insurance Company (Chattanooga, TN) 3/06 

Mercadante, Anthony C. (Uniontown, PA) 3/09
License revocation and 5-yr future license supervision for collecting $1,652 cash premium and failing to remit the money to the company.

Mercer Insurance Company (Pennington, NJ) 3/06 

Mesick, Frank S. (Pittsburgh, PA) 6/10
5-yr license supervision for using personal funds to pay for the premium shortfall of other policyholders. 

Metro Public Adjustment, Inc. (Bensalem, PA) 10/09
$15,000 penalty for 16 insurance claims that were adjusted by an individual not properly licensed to do so.

Metropolitan Direct Property and Casualty Insurance Company (Warwick, RI) 1/06

Metropolitan Property and Casualty Insurance Company (Warwick, RI) 1/06

Mey, Michael Robert (Dunmore, PA) 6/19
$1,000 civil penalty; 5-yr license supervision; must remain compliant with his business and personal income tax repayment agreement(s) - Mr. Mey failed to pay Pennsylvania state taxes in 2010, 2012 and 2013.

Meyers, Theresa (Norristown, PA) 4/19
$500.00 civil penalty; 5-yr license supervision - Ms. Meyers incorrectly answered "No" to the criminal history question on her insurance license application.

Michalak, Gerald J. (Dallas, TX) 1/07

Mid-Atlantic Region, Inc. (Knoxville, TN) 4/19
$1,000 civil penalty; 5-yr license supervision - Respondent answered "No" to the question on its 2018 Pennsylvania renewal application asking if the entity received any administrative actions.

Mid-Continent Insurance Company (Somerset, PA) 11/05 

Miele, Kelly K. (Peckville, PA) 1/10
License revocation and 5-yr future license supervision for failing to report to the department two 2009 guilty pleas, one for Theft by Failure to Make Required Disposition of Funds and Theft by Taking Movable Property. 

Mierau, Lorena (Philadelphia, PA) 9/08
$8,000 penalty and 5-yr license supervision for selling and misrepresenting annuity products not authorized in Pennsylvania between 2004 and 2007. 

Milbert, Frederick I. (Elkins Park, PA) 9/13
License revocation – Milbert utilized an insurance agency established escrow account to pay for personal and other items. 

Milbert, Frederick I. (Elkins Park, PA) 8/09
3-yr license supervision for paying referral fees to a non-licensed insurance producer.  

Miller, Jean Marie (York, PA) 3/11
Cease and desist, cooperation with other department investigations – Miller applied undocumented discretionary discounts to insurance policies in a two-year timeframe. 

Miller, Jonathan S. (Plymouth Meeting, PA) 4/10
3-yr license supervision: Failed to provide policy data for a block of business.

Miller, Jr., Tyrone G. (Lancaster, PA) 7/05

Miller, Kelli Prince (Reading, PA) 12/15
License revocation; 5-yr future license supervision - Miller failed to report her criminal proceedings to the Pennsylvania Insurance Department. 

Miller, Kelli M. (Chicago, IL) 1/08
License revocation in home state and four others; license revocation. 

Miller, Lisa Ann (Millersburg, PA) 4/14
1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Miller, Marianne (Easton, PA) 7/13
License revocation – Miller attempted to backdate coverage prior to the loss date.

Miller, Melvin R. (Osceola Mills, PA) 3/07 

Miller, Rebecca L. (Baden, PA) 8/19
License revocation; 10-yr future license supervision - Ms. Miller commingled premium funds with personal accounts.

Miller, Stephen K. (Woodlyn, PA) 4/10
10-yr license supervision and $1,000 fine: Violating Pennsylvania Assigned Risk Plan rules.

Miller, Timothy J  (South Fork, PA) 8/04 

Miller, Timothy Michael (Philadelphia, PA) 10/18
License revocation; future license applications will require §1033 Waiver, 10-yr future supervision - Mr. Miller failed to report his guilty plea to criminal charges and change of address.

Minana, Thomas M. (Johnstown, PA) 8/13
License revocation – Minana failed to report his criminal arrest to the department. 

Minetola, James A., III (Camp Hill, PA) 9/08
License revocation and 5-yr furture license supervision for pleading guilty in 2008 to one felony and one misdemeanor offense. 

Mink, Dawn S. (Bethlehem, PA) 12/10
5-yr license supervision for failing to report previous criminal history on the insurance producer license application. 

Minnici, Joseph V. (Harrisburg, PA) 2/06

Minutello, Paul Martin (Cranberry Township, PA) 9/06

Misiti, Marc Anthony (Hanover, PA) 6/10
License revocation and 5-yr future license supervision for failing to report two misdemeanor arrests from 2008 and 2009 to the department.

Miskell, John J. (Reading, PA) 12/04 

Mitchell, Dorian J. (Bala Cynwyd, PA) 11/10
License surrender and 5-yr future license supervision – Mitchell conducted several real estate settlements but failed to remit the funds collected to settle tax liens and titles. 

Moan, Rhonda J. (Pittsburgh, PA) 3/11
1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Moan, Thomas John (Philadelphia, PA) 3/10
License surrender and 5-yr license supervision for failing to notify the department of a 2009 guilty plea for a misdemeanor and summary offense, to which he was placed in ARD for one year. 

Modell, Steven S. (Wayne, PA) 1/12
10-yr license supervision and $5,000 penalty – Modell failed to perform due diligence on whether or not other applications complied with Pa laws.

Moey, Jason Anthony (Feasterville-Trevose) 8/19
License surrender; 3-yr future license supervision - Mr. Moey incorrectly answered "No" on his non-resident insurance application to the question regarding whether he was ever charged or convicted of a misdemeanor.

Moffitt, Cynthia A. (Philadelphia, PA) 11/04 

Moffitt, Robert G. III (Philadelphia, PA) 4/11
3-yr license supervision – Moffitt was convicted of a misdemeanor theft in 2009, which was fully disclosed on his producer license application.

Molter, Charles A. (Philadelphia, PA) 3/07

Molzer, Mark R. (Wexford, PA) 12/06 

Monahan, James William (Plymouth Meeting, PA) 5/13
1033 waiver granted for a prior felony conviction.

Mondock, Stephen R. (Bellefonte, PA) 8/05 

Monzon, Ariel (Lansdale, PA) 7/08
5-yr license supervision for failing to report a 2007 arrest. 

Moon, David Peter (West Chester, PA) 8/08
5-yr license supervision for making false statements and allegations about his former employer to former clients. 

Moore, Ian Michael (Pittsburgh, PA) 7/07 

Moore, Joseph R., Sr., and Statewide Public Adjusters, Inc. (Philadelphia, PA) 7/10
License revocation and 5-yr future license supervision – Moore's business had insufficient funds to process a claimant's settlement check for an IRS tax lien. 

Moore, Lori A. (Allentown, PA) 11/11
1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Moore, Lori A. (Marietta, PA) 9/16
License Revocation - Moore failed to report her criminal charge or disposition to the Pennsylvania Insurance Department.

Moore, Sean Michael (Colmar, PA) 3/18
License Revocation - 5-yr future license supervision - Moore failed to report his criminal conduct to the Pennsylvania Insurance Department.

Morelli, Stefan (Denver, CO) 8/17
License revocation; 5-yr future license supervision - Morelli failed to disclose his felony conviction on is license application.

Morgan, Bonnie J. (Chalfont, PA) 4/18
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Morgan, Danette Elise (Dallas, TX) 1/10
License revocation for issuing bogus workers compensation certificates in numerous states.

Morgenthaler, Jr., Paul (Yardley, PA) 12/05 

Mormello, Lynn Marie (Levittown, PA) 11/18
$2,500 civil penalty; 5-yr license supervision - Ms. Mormello used her personal credit card to pay for customer insurance premiums, representing her own credit cards as those of customers.

Morrison, Carey R. (Shrewsbury, PA) 4/11
3-yr license supervision – Morrison sold an association plan that did not have the proper Certificate of Authority to a Pennsylvania consumer. 

Morrow, Garrett (Philadelphia, PA) 7/11
3-yr license supervision – Morrow disclosed a 2008 felony drug charge on his producer license application.

Morrow, Jason S. (Wescosville, PA) 9/05 

Morry Hoffman Agency, Inc. (Pittsburgh, PA) 1/11
License revocation, restitution and 10-year future license supervision – The agency misappropriated premium, committed forgery and dishonest acts involving a breach of fiduciary duty, and demonstrated a lack of competence to be a licensed producer.

Mortgage Protection Center (Burlington, NC) 6/07 

Mortgage Protection Specialists (Marriottsville, MD) 1/07

Morton, Robert Daniel (Milford, PA) 4/13
3-yr license supervision; must report disposition of charges – Morton was arrested in 2012 and failed to report the criminal charges to the department. 

Moskowitz, Gary (Conshohocken, PA) 11/12
3-yr license supervision – Moskowitz's real estate appraiser license was suspended and he was fined $1,500 for failing to prepare an appraisal within the standards set forth in the Uniform Standards of Professional Appraisal Practice. 

Mossman, Evan (Pittsburgh, PA) 7/12
3-yr license supervision – Mossman reported on his license application multiple felonies from 2007 thru 2012.

Motorists Life Insurance Company (Columbus, OH) 4/04 

Muhammad, Amir R. (Collingdale, PA) 1/14
3-yr license supervision – Mr. Muhammad failed to notify the department of his criminal arrest.

Mullins, Robert E. (Littlestown, PA) 4/06

Mullins, Thomas J. (Stroudsburg, PA) 5/07
misdemeanor conviction which he failed to report to the Department, Surrender of producer license

Mulloy, Sean M. (Media, PA) 6/05

Munifo, Joseph (Vandling, PA) 6/05 

Murdock, Celena Jo (Yeagertown, PA) 6/11
3-yr license supervision – Murdock pled guilty to prior felony; the felony was fully disclosed on her 2001 producer application. 

Murphy, M. (Drums, PA) 8/13
3-yr license supervision - Murphy disclosed misdemeanors on his application.

Murphy, Mark A. (Hadley, PA) 1/07

Murray, Brandon H.(Philadelphia, PA) 3/15
$250 penalty - Murray failed to disclose his criminal history on his October 21, 2014 license application.

Murray, Brian J. (Scranton, PA) 7/09
License revocation, claims liability, and a $120,000 fine for failing to adequately supervise an employee who committed theft, for failing to mitigate the theft by protecting client accounts, and for soliciting business through an unlicensed producer.

Murray, Gil J. (Clarks Summit, PA) 12/16
License Revocation; 10-yr future license supervision - Murray accepted premium payments and failed to remit those payments to insurers.

Murray, Kathleen P (Sharpsville, PA) 10/04 

Murray, Matthew M. Sr. (Millmont, PA)
3-yr license supervision – Murray fully disclosed a 2009 misdemeanor conviction on his motor vehicle physical damage appraiser application.

Muskey, Jason A. (Moosic, PA)3/15
Revocation; Restitution; 5-yr future license supervision - Muskey misappropriated policyholder's funds for personal use.

Mutchnick, Craig G. (Langhorne, PA) 7/17
$5,000 civil penalty; 5-yr license supervision - Mutchnick pled guilty to one misdemeanor.

Myers IV, Francis E. (Somerset, PA) 12/06

Myers, Gary L. (Monaca, PA) 9/06

Myers, Luke D. (Bensalem, PA) 6/07

Myers_Daniel_E. (Gallitzin, PA) 6/04

N.

Nanayakkara, Amith (Harleysville, PA) 1/10
5-yr license supervision and $1,000 fine for non-disclosure on renewal applications, regarding misdemeanors and felonies, while under a Proffer Agreement with Montgomery County.

Napadow, Michael Francis (West Dundee, IL) 11/04 

Nassau Employees Benefits Trust, c/o Larry Magarik, Esq. (New York, NY) 7/08
Cease and desist order for operating as an illegal insurance operation (unlicensed MEWA resulting in approximately $2 million in unpaid claims.  Claims have been paid by the stop loss insurance company.)

National Associates, Doylestown, Inc. (Doylestown, PA) 1/04

National Association Services, Inc. (Morristown, NJ) 9/07

National Penn Insurance Agency, Inc. (Doylestown, PA) 7/06

National Real Estate Information Services, Inc. (Pittsburgh, PA) 7/07

National Transportation Benefits Alliance Association (NTBAA (Holland, PA) 8/04 

National Union Fire Insurance Company of Pittsburgh, PA (Philadelphia, PA) 3/08
See American International Insurance Group, Inc. 

Nations Hazard Insurance Agency/Company (West Dundee, IL) 11/04

Nationwide Affinity Insurance Company of America (Columbus, OH) 2/09
Cease and desist order and $2,000 penalty for untimely submitting the workers' compensation Accident & Illness Prevention Report. 

Nationwide Affinity Insurance Company of America 5/14
Adjudication and Order

Nationwide Mutual Insurance Company (Columbus, OH)  11/17
$10,000 civil penalty - Offered an automobile insurance policy to consumers in Pennsylvania prior to getting the approval of the Pennsylvania Insurance Department.

Neal, Teresa R. (Harrisburg, PA) 8/06

Neal, Timothy (Indiana, PA15701) 1/15
5-yr license supervision - Neal was convicted of misdemeanor charges between 2000 and 2013, which he disclosed on his resident producer license application.

Nedomatsky, Joseph L. (Cresco, PA) 12/12
License revocation - Nedomatsky is currently incarcerated for felony mail fraud and owes $857,866.77 in restitution.

Negley Associates, Inc. (CedarGrove, NJ) 8/04

Neidert, Earlene M. (Bath, PA) 4/06 

Nelson, Justin Aloysious (Hummelstown, PA) 1/09
3-yr license supervision for a guilty plea on two misdemeanors. 

Nelson, Richard H. Jr. (Pittsburgh, PA) 11/15
​License revocation; 5-yr future supervision - Nelson forged signatures of applicants on applications for insurance. 

Nemeth, Tammi M. (New Brighton, PA) 10/10
1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Nemirovsky, Samual I. (Feasterville, PA) 9/09
5-yr license supervision for pleading guilty to conspiracy and possession of a controlled substance with the intent to distribute. 

Nepywoda, Jesse James (Philadelphia, PA) 3/13
License revocation – Nepywoda failed to report multiple criminal charges and convictions to the department.

Neshaminy Insurance, LLC (Penndel, PA) 11/06 

New Hampshire Insurance Company (New York, NY) 3/09
License revocation and 5-yr future license supervision for mailing inaccurate and incomplete cancellation notices to Pa homeowners. 

New Hampshire Insurance Company (Philadelphia, PA) 3/08
See American International Insurance Group, Inc. 

Newberry, Robert J. (Elkton, MD) 5/10
License revocation and 5-yr future license supervision for failing to report a 2009 license revocation from the Maryland Insurance Department.

Newkerk, Charles B. (Rockledge, FL) 4/12
5-yr license supervision – Newkerk failed to disclose a prior criminal conviction on his nonresident producer license. 

Newmark, Brian J. (Havertown, PA) 1/08
Felony conviction for wire fraud, mail fraud and perjury; license revocation.

Newton, Janine Catherine (Pittsburgh, PA) 8/06

Newton, Jr., Michael D. (Pittsburgh, PA) 11/04 

Neyhard, Jeffrey B. (Bloomsburg, PA) 9/08
License revocation and 5-yr future license supervision for failing to notify the department of his arrest, conviction and guilty verdicts in 2008 for three misdemeanors and two summary offenses.

Ng, Djuliarto (Turtle Creek, PA) 6/06

Nicastro, Edward F. (Farrell, PA) 1/07 

Nichols, Shane d/b/a Pacific Benefits Group, NW, LLC (Beavertown, OR) 5/11
5-yr license supervision and $267.30 restitution – Nichols failed to exercise due diligence to determine the validity of AIM Health Plans, which is an unlicensed entity, and subsequently sold coverage to a Pennsylvania consumer. Nichols agreed to reimburse the consumer's unpaid medical costs.

Nightlinger, Richard T. (Bensalem, PA) 4/06

Nims, Stephen L. (Kensington, CT) 8/15
5-yr license supervision - Nims failed to notify the Department of other jurisdictions' actions.

Nipper, Cedric D. (Breinigsville, PA) 2/11
1033 waiver granted – Nipper is under indefinite supervision of license for prior felony conviction.

Nipper, Cedric and CJC Ins. Agency, LLC (Allentown, PA) 2/17
License revocations; 5-yr future supervision - Nipper applied discounts to policies which did not qualify for discounts.

Noble, Albert E. (Tunkhannock, PA) 9/04 

Norris, Ian James Marshall (Fort Lauderdale, FL) 7/18
$2,000 civil penalty; 5-yr license supervision - Mr. Norris failed to notify the Pennsylvania Insurance Department of criminal charges within 30 days.

North American Professional Liability Agency, LLC (Austin, TX) 10/08
$4,000 penalty and 5-yr license supervision for procuring four surplus lines policies in 2007 without a surplus lines license.  Taxes were submitted to the Pennsylvania Department of Revenue through Allied Ins Brokers, which represented that they were the retail and surplus lines producers.

Northbrook Indemnity Company (Malvern, PA) 2/09
Cease and desist order and $2,000 penalty for untimely submitting the workers' compensation Accident & Illness Prevention Report. 

Northeast Insurance Outlet, LLC and Seidman, Mark Geoffrey (Philadelphia, PA) 1/09
5-yrs of license supervision for both Seidman and Northeast. Respondent Seidman, as the designated licensee of Northeast, failed to remit $1,476.45 in unearned commission back to AIG Agency Auto between August and November, 2007.  Seidman has made restitution to AIG.

Northwestern Mutual Investment Services (Milwaukee, WI) 

Nyce, Christine M. (Telford, PA) 11/08
License surrender and 5-yr future license supervision for failing to report failing to report two felony convictions from 2007. 

O.

Oberdorf, Lisa L. (Washington Borough, PA) 3/11
Cease and desist, cooperation with other department investigations – Oberdorf applied undocumented discretionary discounts to insurance policies in a four-year timeframe.

O'Dell and Company, Inc. (Pottstown, PA) 1/07

O'Dell, Thomas E. (Mercer Island, WA) 3/07

O'Dell, Wilbert F.( Pottstown, PA) 1/07

Old Line Marketing Corporation (Dunn, NC) 3/07

Old Republic Insurance Co. (Greensburg, PA) 2/15
Cease and Desist from failing to properly report certain supersedeas fund recoveries for inclusion in unit statistical reporting to the PCRB. Old Republic's inadvertent failure to include such data in initial reports to the PCRB affected certain insured's experience modifications.

Oleski, Charles J. (WIlkes-Barre, PA) 9/08
License revocation for failing to notify the department of a prior felony arrest.

Oliver, Christine M. (Scranton, PA) 10/08
Surrender of license in March 2008 and 5-yr future license supervision for misappropriating $547,067.

Oliver, Ileana  aka Ileana Aguilar (Philadelphia, PA) 1/10
5-yr license supervision and 20-month license suspension for failing to mention a previous license revocation on a 2008 license application.

Olson, Hanna M. (Elk Grove, CA) 2/08
Felony conviction in home state; license revocation.

Oneill_James; Premier_Claims_Management_Inc. (Lester, PA) 10/04

Oppman, June E. (Newport, PA) 4/11
5-yr license supervision – Oppman failed to pay personal income tax for three years, yet misrepresented on his license renewal that she was tax compliant.

Oravitz, Stephen (Ringtown, PA) 1/14
5-yr license supervision, $2,000 civil penalty – Mr. Oravitz failed to report his 2013 arrest within 30 days.

Oravitz, Steven (New Brighton, PA) 4/10
Cease and desist and license revocation: Improperly misappropriating premium funds and fraud.

Orth, Matthew (Hummelstown, PA) 10/19
10-yr license supervision - Orth applied for an insurance license, wherein he fully disclosed his conviction.

Orvieto, Gary J. (Wayne, PA) 1/05

Ostrowski, Joel Seth (Belleville, PA) 5/15
Respondent shall remain compliant with all probation requirements; 5-yr license supervision - Ostrowski was sentenced - 3 to 23 months confinement and 5 years' probation for 2 first degree misdemeanors. 

Owens, Benjamin Joseph Wade (Pittsburgh, PA)  10/17
5-yr license supervision - Owens submitted a license application to the Pennsylvania Insurance Department for a producer license, wherein he fully disclosed his criminal history.