Typical homeowners’ insurance policies don’t cover damage
If you own a home and you want this coverage, you will probably have to
request it and purchase it as an additional coverage rider on their
homeowners’ policy, at an additional cost.
Sinkholes occur throughout much of Pennsylvania. These happen when natural running water seeps
into the soil and erodes underground limestone or dolomite deposits, forming a
cavern. When the roof of the cavern
caves in, a sinkhole is formed.
Homeowners who are concerned about sinkholes, or who may
live in an area where sinkholes are more common, may want to discuss this
coverage with their insurance professional.
Information on sinkholes and other homeowners’ insurance
coverage is available in the Insurance Department’s Homeowners
Insurance Guide here, or on our Homeowners page.
More information on sinkholes is also available from the
Department of Conservation and Natural Resources and from the Department of Environmental Protection.
View more Consumer Alerts.