Consumer Alert - Spring Ahead
It’s that time of year again! While you’re changing your
clocks and checking batteries this weekend, Commissioner Miller has some tips
to keep you safe and save money.
Daylight savings time begins on Sunday March 12 and ends in
November. When “springing ahead,” it’s a good idea to check the batteries in
your smoke and carbon monoxide detectors. If you haven’t already, make sure to
let your insurance company know that you have smoke detectors installed, as
most policies offer discounts for this.
Because our clocks are
moving ahead an hour, it will be darker during morning commutes. You may also
be tired as your body adjusts to the time change, so it’s important to be alert
when driving. You should avoid distractions like texting and phone calls, and
be aware that children may be waiting at bus stops in the dark, so keep your
headlights turned on.
While Punxsutawney Phil promised more winter weather,
Spring begins March 20 and many will start their spring cleaning. As you go
through your home, take notice of your belongings. This is a good opportunity
to start a home inventory if you don’t have one, or to update it. Check out our
Alert on Home Inventories for more information, the National
Association of Insurance Commissioners (NAIC)’s printable inventory checklist, or
the apps for iPhone ® and Android ®.
As the weather warms,
examine your property for potential hazards. Winter weather can damage steps and
retaining walls, porch or deck railings, roofs, and other parts of your
property that may not be obvious until snow and ice have melted. Be sure to
mitigate any additional risks these pose to be in compliance with your
homeowners insurance policy. If your insurance company identifies a hazard on your property, you must take reasonable measures within a
designated period to lower the risk.
For more information, visit
our Homeowners Insurance page.