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Current Enforcement Actions


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A.                                                       
Access General Agency of Pennsylvania, LLC (Harrisburg, PA) 8/18
License revocation; 5-yr future license supervision - Access's prior management allowed sub producers to list individuals with no driving records as foreign operators on insurance applications, list P.O. Boxes as garaging address for insureds, and applied unearned discounts.  Access' insureds were potentially misrated due to the aforementioned application issues.

Agarwal, David K. (Pittsburgh, PA) 12/16
$2,000 civil penalty; must report disposition of charges to the Pennsylvania Insurance Department; 5-yr supervision - Agarwal failed to report criminal charges to the Pennsylvania Insurance Department.

AGCS Marine Insurance Company (Chicago, IL) 11/16
$10,000 civil penalty - AGCS paid insureds for referrals of friends or family members who completed an application for a Petplan policy.

Alba, Christopher Anthony (Sellersville, PA) 2/16
5-yr license supervision - Alba misrepresented income and net worth for two insureds on their annuity applications.  Prudential Life Insurance Co. stopped the policies before going into effect.


Alicea Mari (Stevens, PA) 10/16
License Revocation; 10-yr future license supervision - Alicea pled guilty to a felony offense.

Allen, Venita M. (Clarence, NY) 11/18
5-yr license supervision - Ms. Allen pled guilty to a misdemeanor in 2016, which she fully disclosed on her license application.

Arthur, James C. (Wexford, PA) 7/17
$1,000 civil penalty; 5-yrs license supervision - Arthur failed to report criminal charges to the Pennsylvania Insurance Department.

Artsoukevitch, Dimitry (Philadelphia, PA) 6/18
License revocation; 5-yr future license supervision - Mr. Artsoukevitch wrote fictitious auto insurance policies in order to fraudulently collect unearned commissions.

Ashcom, Thomas Edward (Armagh, PA) 5/18
§1033 waiver granted; indefinite license supervision for a prior felony conviction.

B.
Babik, Alex J. (Johnstown, PA)  12/18
License revocation; 5-yr future license supervision - Mr. Babik failed to report the disposition of felony charges to the Pennsylvania Insurance Department.

Barbish, Jason Eugene (North Wales, PA 7/18
License revocation; 5-yr future license supervision - Mr. Barbish forged customers' signatures and submitted life insurance applications without reviewing them with the customers.

Barbus, Harry A. (Derry, PA) 1/17
$1,500 civil penalty; 5-yr future license supervision - Barbus forwarded a falsified payment receipt to the insurer.

Barth, William Alexander, III (Chester Springs, PA) 12/16
§1033 waiver granted; indefinite license supervision for prior felony conviction.

Baso, Kristian (Pompano Beach, FL) 7/16
$1,000 civil penalty; 3-yr license supervision - Baso failed to disclose his criminal charges on his license application.

Bass, Wanda A. (Philadelphia, PA) 9/16
Consent of Department to engage in the business of insurance pursuant to 18 U.S.C. 1033(e)(2).

Belfort, Alex (Sinking Spring, PA)  5/18
License revocation; 5-yr future license supervision

Bello, Mercedes (Reading, PA)  7/17
License revocation; 5-yr future license supervision - Bello pled guilty to Attempting to Defraud the United States in that, she assisted in the cashing of fraudulent IRS tax return checks.

Bennett, Ian John (Munhall, PA) 1/16

$2,500 civil penalty; 5-yr license supervision - Bennett misplaced a policyholder's signed application for health insurance.  He then re-created and signed the name of the policyholder on the application.

Berdy, Richard Robert (Pittsburgh, PA) 2/17
License revocation; 5-yr future supervision - Berdy misrepresented information of insureds on applications for disability insurance.

Berfield, Nelson (Pittsburgh, PA) 1/17
License revocation; 5-yr future license supervision - Berfield inaccurately answered "no" to the question pertaining to criminal history on his license application and failed to update his mailing address with the Pennsylvania Insurance Department.

Bill, Ronald M. (Chalk Hill, PA) 2/17
§1033 waiver granted; indefinite license supervision for a prior felony conviction.

Black, Trenton J. (Nashville, TN) 5/16

$500.00 civil penalty; 5-yr license supervision - Black failed to report his criminal charges.

Blakemore, Thomas Jerome (Philadelphia, PA) 11/18
§1033  waiver granted; indefinite license supervision for a prior felony conviction. 

Bleier, Mark & Steel City Insurance, Inc. (Cecil, PA & Pittsburgh, PA) 8/17
License revocations for a minimum of 20 years; civil penalty $91,000 - Bleier and his insurance agency, Steel City, accepted premium payments from customers without remitting the payments to the insurance carriers.

Brokenbough, Stacey (Lansdowne, PA) 5/18
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Borelli, Vincenzo (Allison Park, PA) 11/18
§1033  waiver granted; indefinite license supervision for a prior felony conviction. 

Brown, George R, Jr. (Centre Hall, PA) 7/16
$18,000 civil penalty; 10-yr license revocation - Brown failed to report criminal charges and dispositions to the Pennsylvania Insurance Department.

Brown, Jamiee Lamont (Reading, PA) 7/17
3-yrs license supervision - Brown pled guilty to a misdemeanor, which she reported to the Pennsylvania Insurance Department.

Brown, Shorne (Sharon Hill, PA) 4/18
3-yrs license supervision - Brown failed to report criminal charges to the Pennsylvania Insurance Department within 30 days of being charged.

Brown, Tawanda Unique (Harrisburg, PA) 5/18
License revocation; 5-yr future license supervision - Ms. Brown failed to report felony charges on her 2017 license application.

Brudnak, Michael John (Monessen, PA) 3/17
License revocation; 5-yr future license supervision - Brudnak inaccurately answered "no" to the question pertaining to criminal history on his license application with the Pennsylvania Insurance Department.

Buhl, David Aaron and Buhl Ins. Agency, Inc. (Gibsonia, PA) 3/17

$4,000 civil penalty; 5-yr supervision - Buhl mailed flyers without the approval of the Pennsylvania Insurance Department.

Busser, Austin Lee (Ephrata, PA) 12/17
License revocation; 5-yr future supervision - Busser failed to notify the Pennsylvania Insurance Department of his criminal conviction.

C. 
Campbell, Renville (Philadelphia, PA) 12/18
License revocation; future license applications will require a § 1033 Waiver - Campbell failed to notify the Pennsylvania Insurance Department of his guilty plea within 30 days. 

Carros, George Michael (Pompano Beach, FL)
$2,000 civil penalty; 3-yr license supervision - Carros failed to advise customers of limitations of health insurance coverage sold to them.

Casale, Michael J. Jr. (Montoursville, PA  11/17
$1,000 civil penalty; 3-yr license supervision - Casale pled guilty to felony criminal charges.

Castro, Christopher Daniel (Middletown, PA) 9/17
License revocation; 5-yr future license supervision - Castro misrepresented supplemental policies as being included or "packaged" in insureds' major medical insurance policy at no additional cost.

Charles, Kenneth Michael (Long Beach, CA)  4/17
License revocation; 5-yr future license supervision - Charles offered a rebate to the insured on an insurance policy which he was paid commissions.

Chelgreen, Jane A. (St. Marys, PA) 8/18
License revocation; 10-yr future license supervision - Chelgreen was charged with Theft by Unlawful Taking, Theft by Failure to Make Proper Disposition and Criminal Use of Communication Facility, all felonies.

Choi, Michael (Fort Lee, NJ) 11/18
$1,000 civil penalty; 3-yr license supervision - Mr. Choi failed to update his address within 30 days.

Cissne, Patrick (Erdenheim, PA) 2/17
3-yr license supervision - Cissne failed to disclose another state's application denial on his Pennsylvania license applicaiton.

Clayton, Makayla (Erie, PA) 6/18
3-yr license supervision - Ms. Clayton pled guilty to previous mesdemeanors, which she fully disclosed on her license application.

Collins, Robert O (Pittsburgh, PA)  11/17
$35,000 civil penalty; 15-yr license revocation - Collins submitted fraudulent applications for insurance policies, committed criminal acts and failed to report the resulting charges.

Colwell, Edwin Dirl (Pittsburgh, PA) 7/18
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Crawford, Ivory Joe (Erie, PA) 11/18
§1033  waiver granted;  indefinite license supervision for prior felony convictions.

Criddell, Anthony (Conyers, GA) 8/18
License revocation; 10-yr future license supervision - Criddell opened life insurance policies without policyholder's knowledge and consent, in order to receive advance commissions.

Cuesta, Daniel (Reading, PA) 9/16
5-yr license supervision - Cuesta sold insurance from November 2014 to December 2015 without holding a producer license.

Cyr, Victoria Ann (Easton, PA) 6/16

$8,000 civil penalty; 5-yr license supervision - Cyr was arrested and charged with several misdemeanor counts.

D.

Dacko, Gregory (Belle Vernon, PA) 7/18
License revocation; 5-yr future license supervision - Mr. Dacko submitted reports to his employer to claim and receive commissions for policies never written or issued.

Dallmer, David Adj & Order (Philadelphia, PA) 7/17
10-yr minimum license revocation; $10,000 civil penalty - Dallmer improperly retained funds in excess of the agreed upon contingency fee in contracts with two different insureds.

Daveler, Carey (Ephrata, PA) 5/17
License revocation; 5-yr future license supervision - Daveler failed to notify the Pennsylvania Insurance Department of his criminal charges.

Dilks, James D. (Royersford, PA) 8/17
$5,000 civil penalty; 5-yr license supervision - Dilks forged two contracts as a matter of convenience for a claimant.

Douglas, Marie and Douglas Insurance Services, Inc. (Sarver, PA) 2/16
$10,000 civil penalty; 5-yr license supervision - Douglas created a fraudulent account posing as an insured to obtain an insurance quote.

E.
Edwards, Shaun Jeffrey (Easton, PA) 5/18
§1033 waiver granted; indefinite license supervision for prior felony conviction.

5-yr license supervision - Embark is a subsidiary of Access Holdco Management, LLC.  The Pennsylvania Insurance Department conducted a Market Conduct exam on Access Insurance Company, an insurance company formerly affiliated with Access Holdco Management.  During the course of the examination, violations of the law were discovered by certain subsidiaries of Access Holdco Management.

Everett, Jason Adam (Reading, PA) 10/16
$5,000 civil penalty; 5-yr license supervision - Everett engaged in dishonest acts when selling to customers with disqualifying medical conditions.

F.

Fabian, Diane M. (Middletown, PA) 6/16
License revocation; must provide proof of restitution before future license applications will be considered; 10-yr future license supervision - Favian forged checks and deposited them into her personal bank account.

Feevish, Leslie Hope (Hatboro, PA) 5/17
License revocation; 5-yr future license supervision - Feevish pled guilty to a misdemeanor and failed to report the criminal proceedings to the Pennsylvania Insurance Department.

Fegan, Tanya L. (Hershey, PA) 9/16
$5,000 civil penalty; 5-yr license supervision - Fegan failed to report criminal proceedings to the Pennsylvania Insurance Department.

Finkin, Nathaniel Aaron (Jonestown, PA 8/18
License revocation; 5-yr future license supervision - Finkin signed consumers names to insurance forms without their knowledge or consent.

First Catholic Slovak Union of the United States of America and Canada (Independence, OH) 3/16

$1,000 civil penalty - Financial Secretary for Branch 200 sold policies without being licensed.

Fishel, Lance R. (East Berlin, PA) 1/18
License revocation; 5-yr future license supervision - Fishel failed to notify the Pennsylvania Insurance Department of his criminal conviction.

Flores, Jorge Mauricio (Philadelphia, PA) 3/18
License revocation; 5-yr future license supervision - Flores failed to apply insureds' premium paments to thier policies.

Flowers, Joel Jr. (Pittsburgh, PA) 4/17
License revocation; 5-yr future license supervision - Flowers failed to notify the Pennsylvania Insurance Department of his criminal charges and did not provide requested documentation pertaining to those charges.

Freed, Brian M. Jr. (Quakertown, PA) 1/17
§ 1033 waiver granted; indefinite license supervision for prior felony convictions.

G.

Galuska, Robert J. (Jenkins Township, PA) 4/16
License revocation; 10-yr future license supervision - Galuska created fraudulent insurance claims resulting in $266,000 in issued checks.

Gasparyan, Ary (Philadelphia, PA) 6/16
Compliance with Deferred Payment Plan Agreement with PA Dept. of Revenue; 5-yr license supervision - Gasparyan failed to pay his PA taxes.

Gaspin, Shari E. (Waynesboro, PA) 9/16
$2,000 civil penalty; 5-yr license supervision - Gaspin failed to report criminal charges to the Pennsylvania Insurance Department.

Geering, Kenneth F. (Berlin, NJ) 6/18
License revocation; 10-yr future license supervision - Mr. Geering rewrote insureds premium payment checks making them payable to himself and failed to pay state taxes.

Gerrans, Matthew J. (Erie, PA) 11/18
$5,000 civil penalty; 5-yr license supervision - Mr. Gerrans failed to report his final disposition of his criminal charges to the Pennsylvania Insurance Department within 30 days.

Gilberg, Donald L. (Pittsburgh, PA) 6/18
License revocation; 10-yr future license supervision - Mr. Gilberg, acting in concert with his wife, Nicole Gilberg, transferred annuity policies and failed to disclose the surrender fees or any other financial penalties to the consumers.

Gilberg, Nicole P. (Pittsburgh, PA) 6/18
License revocation; 10-yr future license supervision - Ms. Gilberg, acting in concert with her husband, Donald Gilberg, transferred annuity policies and failed to disclose the surrender fees or any other financial penalties to the consumers.

Gitto, Thomas (Upper Black Eddy, PA) 10/18
License revocation; 10-yr future license supervision - Mr. Gitto inaccurately answered "No" on his initial license application concerning his criminal convictions.

Glavin, Justin M. (West Chester, PA) 12/18
License revocation; 5-yr future license supervision - Mr. Glavin wrote fraudulent renter's insurance policies.

Gottlieb, Stephen and Metro Bucks Ins. Agency, LLC (Doylestown, PA) 2/17
License revocations for a minimum of five years; $12,000 civil penalty; 5-yr future license supervision - Gottlieb accepted payment for an insurance policy and did not remit payment causing the policy to be cancelled.

Griffin, Michael Darren (Oil City, PA) 9/16
$2,500 civil penalty; 10-yr license supervision - Griffin inaccurately answered "no" on his renewal application to criminal history questions.

Grove, Christopher T. (Felton, PA) 2/17
$2,000 civil penalty; 5-yr license supervision - Grove used intimidating and coercive behavior with two prospective clients.

H.
Halloran, Gerard and GJH Insurance Center, Inc. (Gouldsboro, PA) 2/17
License revocations for a minimum of 10 yrs; $13,500 civil penalty; $1,984.00 restitution; 5-yr future supervision - Halloran accepted premium payments from a customer without remitting them to procure coverage and issued fraudulent certificates of insurance to the customer.

Hang, Phung M. (Philadelphia, PA) 6/17
$1,000 civil penalty; 3-yr license supervision - Hang employed an individual who had been convicted of a felony and failed to require that individual to apply for a
§1033 waiver with the Pennsylvania Insurance Department.

Hanna, Timothy A. (Bridgeville, PA) 7/18
$2,500 civil penalty; 5-yr license supervision - Mr. Hanna failed to report criminal charges to the Pennsylvania Insurance Department within 30 days.

Hansen, Michael L. Jr. (York, PA) 11/17
$1,000 civil penalty; 5-yr license supervision - Hansen failed to report disposition of criminal charges and adress change to the Pennsylvania Insurance Department.

Hansen, Michael L Sr. (York, PA) 3/17
License revocation; 5-yr future license supervision - Hanson failed to notify the Pennsylvania Insurance Department of his misdemeanor charges.

Harbaugh, Thomas E. (Hatboro, PA) 6/17
License revocation; $83,293 restitution; 10-yr future license supervision - Harbaugh created fictitious invoices, overbilling and overcollecting premiums for his personal expenses.

Harden, Donte (Titusville, PA) 9/18
3-yr license supervision - Mr. Harden initiated an application for an initial resident producer's license, wherein he fully disclosed his criminal history.

Harley, Avery Jackson (Sanatoga, PA) 1/18
3-yr license supervision:  Harley used a Spanish language insurance application for an English-speaking consumer when he did not have an English application available.

Harrison, Stephen (Muncy, PA) 12/18
5-yr license supervision - Harrison was convicted of two (2) misdemeanors, which he fully disclosed on his insurance license application.

Hart, Timothy Lewis (Gap, PA) 2/17
$1,000 civil penalty; 5-yr license supervision - Hart did not notify the Pennsylvania Insurance Department in writing prior to selling insurance under a fictitious name.

Hawkins, Blair A. (Laurel Springs, NJ)  4/18
License revocation; 5-yr future license supervision - Hawkins failed to report to the Pennsylvania Insurance Department the revocation of his Funderal Director's license and civil penalties totaling $100,000.

Hayes, Tracy (Darby, PA) 6/18
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Henry, Kelly A.  (Jim Thorpe, PA) 9/17
License revocation; 5-yr future license supervision - Henry wrote and signed fraudulent life insurance policies.

Hernandez, Joshua Cruz (Nazareth, PA) 1/17
5-yr license supervision - Hernandez inaccurately answered "no" to the question pertaining to criminal history on his license application with the Pennsylvania Insurance Department.

Hertzel, Mark J. (Dallas, PA) 6/17
License revocation; 10-yr future license supervision - Heltzel failed to report criminal charges to the Pennsylvania Insurance Department.

Heskett, Daniel J. (Reading, PA) 1/17
$1,000 civil penalty; 5-yr license supervision - Heskett pled guilty to a misdemeanor.

Hewitt, Timothy A. (South Abington Township, PA) 12/18
License revocation; future license applications will require a § 1033 Waiver - Hewitt failed to report his felony charges and adjudication to the Pennsylvania Insurance Department within 30 days.

Hoffman, Anthony (Philadelphia, PA) 7/18
License revocation; 5-yr future license supervision - Mr. Hoffman deposited consumers insurance claim checks into his bank account and failed to issue checks to the consumers promptly.

Howe, Chelsea (Clarks Summit, PA) 11/17
License revocation; 5-yr future license supervision - Howe wrote and forged electronic signatures on insurance policies.

Hughes, Jessica Jean (Plano, TX) 12/18
3-yr license supervision - Hughes was placed on Deferred Adjudication for a 2014 misdemeanor and 2016 felony in Texas.

Hughey, Richard (Sewickley, PA) 2/17
License revocation; 5-yr future license supervision - Hughey misappropriated money from two insureds and used it for his personal use.

I.

Iacobacci, Gary Anthony, Jr. (Dunmore, PA) 11/17
License revocation; 5-yr future license supervision - Iacobacci failed to remit premium payments to the insurance agency for which he worked.

J.

J.J. Farber Lottman Company, Inc. (Palisades Park, NJ) 3/17
$8,200 civil penalty; 5-yr license supervision - Company failed to submit its filings or remittances of surplus lines taxes for the years 2011 through 2015 until 2016

Johnson, Adam (Pittsburgh, PA) 7/18
License revocation; 3-yr future license supervision - Mr. Johnson created and submitted fictitious teaching or nursing certificates to qualify customers for discounts for which they were not entitled.

Johnson, Aisah (Sharon Hill, PA) 5/16
$18,000 civil penalty; license revocation; 5-yr future license supervision - Johnson accepted premium from an applicant and failed to procure coverage for applicant.

Johnson, Robert III (Reading, PA) 6/16

5-yr license supervision - Johnson was convicted of misdemeanors.

Johnson, Walter R. Adj & Order (Bensalem, PA) 6/17
$500 civil penalty; 60-day license suspension starting 15 days after execution of Adj. & Order - Johnson failed to notify the Pennsylvania Insurance Department that he conducted insurance under a fictitious name and submitted an altered document to a mortgage company.

Jones, James Alfred Adj & Order (Harrisburg, PA)  7/17
License revocation for 10-yrs; $12,000 civil penalty - Jones solicited and sold life insurance policies without authority to do so.

Jones, Victoria Nicole (Reading, PA) 11/17
3-yr license supervision - Jones' application for resident insurance producer licensure granted with supervision, wherein Jones fully disclosed her criminal history.

K.
Kadyrova, Maya (Philadelphia, PA) 3/17
License revocation; 5-yr future license supervision - Kadyrova failed to notify the Pennsylvania Insurance Department that she was arrested for felonies.

Keo, Sopheab Jan (Sewickley, PA) 10/18
License revocation; 10-yr future license supervision - Ms. Keo failed to report her criminal charges to the Pennsylvania Insurance Department.

Kifer, Steven Morgan (Altoona, PA) 10/18
§1033  waiver granted; indefinite license supervision for prior felony convictions. 

King, Elizabeth E. (Pittsburgh, PA) 1/17
§ 1033 waiver granted; indefinite license supervision for prior felony conviction.


Koch, Gregory Alan (Douglassville, PA) 5/18
$1,000 civil penalty; 5-yr license supervision - Mr. Koch previously failed to seek proper licensure for his business entity from the Pennsylvania Insurance Department.  He obtained licensure on April 10, 2018.

Kramer, Edward M. (Pittsburgh, PA) 10/18
License revocation; 10-yr future license supervision - Mr. Kramer failed to report his prior felony charge and conviction on a previous license application.

Kratzer, Traci Joy (East Norriton, PA) 9/16
License Revocaiton; 10-yr future license supervision - Kratzer failed to report criminal charges to the Pennsylvania Insurance Department.

Kundrod, Renee C. (Mars, PA) 8/16
$500 civil penalty; 3-yr license supervision - Kundrod altered personal umbrella policy declarations page.

L.
Lamendola, Mark I. (Mars, PA) 11/18
License revocation; 10-yr future license supervision - Mr. Lamendola deposited checks into the wrong accounts for two customers, then fabricated letterheads and sent letters to the customers informing them the mistake had been corrected, when no action was taken.

Landsperger, Barry (Pittsburgh, PA) 4/16

§1033 waiver granted; indefinite license supervision for prior felony conviction.

Lazaro, Douglas (Freehold, NJ) 3/18
License revocation; 5-year future license supervision - Lazaro knowingly accepted personal health insurance buisness which was sold, solicited or negotiated by an unlicensed employee of Respondent.

Lopez, Michael Angel, Jr. (Willow Grove, PA) 3/18
License revocation; 5-yr future license supervision - Lopez failed to apply insureds'_premium payments to their policies.

Lyons Stevens, Kelli A. (Dalton, PA) 5/16

$1,000 civil penalty; 5-yr license suprvision - Lyons Stevens forged a replacement form.

M.

Madeya, Kyle (West Reading, PA) 1/17
5-yr license supervision - Madeya sold insurance without a producer license.

Malone, Frank (Pittsburgh, PA) 4/16
License revocation; 5-yr future license supervision - Malone failed to notify the Department of his criminal charges within 30 days.

Marshall, William (Chicago, IL) 4/16
1-yr license suspension; $2,000 penalty - Marshall denied ever having been convicted of a felony.

Maxson, Michael Shane (Coraopolis, PA) 11/17
License revocation; 5-yr future license supervision - Maxson submitted falsified construction bid forms to his appointed insurance company in order to fraudulently retain insurance coverage for insureds.

McCauley, Troy C. (Folcroft, PA  11/17
License revocation; 5-yrs future license supervision - McCauley forged electronic signatures on insurance policies.

McCrea, Jamie Amanda (Bridgeville, PA) 4/16
License revocation; 5-yr future supervision - McCrea failed to notify the Department of her criminal charge within 30 days.

McCusker, Seaun J. (Pittsburgh, PA) 1/18
3-yr license supervision - McCusker failed to report criminal charges to the Pennsylvania Insurance Department.

McNear, Patricia (Beaver Falls, PA) 2/17
License revocation; 10-yr future license supervision - McNear used personal identifying information of a policyholder to issue an insurance contract to another individual having the same name and who did not qualify for policy issued.

Miller, Timothy Michael (Philadelphia, PA) 10/18
License revocation; future license applications will require §1033 Waiver, 10-yr future supervision - Mr. Miller failed to report his guilty plea to criminal charges and change of address.

Moloney Securities Co., Inc. (Manchester, MO) 11/18
$5,000 civil penalty; 3-yr supervision - Without admitting allegations, Moloney Securities failed to report FINRA fines to the Pennsylvania Insurance Department.

Moore, Lori A. (Marietta, PA) 9/16
License Revocation - Moore failed to report her criminal charge or disposition to the Pennsylvania Insurance Department.

Moore, Sean Michael (Colmar, PA) 3/18
License Revocation - 5-yr future license supervision - Moore failed to report his criminal conduct to the Pennsylvania Insurance Department.

Morgan, Bonnie J. (Chalfont, PA) 4/18
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Morelli, Stefan (Denver, CO) 8/17
License revocation; 5-yr future license supervision - Morelli failed to disclose his felony conviction on is license application.

Mormello, Lynn Marie (Levittown, PA) 11/18
$2,500 civil penalty; 5-yr license supervision - Ms. Mormello used her personal credit card to pay for customer insurance premiums, representing her own credit cards as those of customers.

Murray, Gil J. (Clarks Summit, PA) 12/16
License Revocation; 10-yr future license supervision - Murray accepted premium payments and failed to remit those payments to insurers.

Mutchnick, Craig G. (Langhorne, PA) 7/17
$5,000 civil penalty; 5-yr license supervision - Mutchnick pled guilty to one misdemeanor.

N.
Nations General Insurance Agency, LLC (Atlanta, GA) 8/18
5-yr license supervision - Nations is a subsidiary of Access Holdco Management, LLC.  The Pennsylvania Insurance Department conducted a Market Conduct exam on Access Insurance Company, an insurance company formerly affiliated with Access Holdco Management.  During the course of the examination, violations of the law were discovered by certain subsidiaries of Access Holdco Management.

Nationwide Mutual Insurance Company (Columbus, OH)  11/17
$10,000 civil penalty - Offered an automobile insurance policy to consumers in Pennsylvania prior to getting the approval of the Pennsylvania Insurance Department.

Nipper, Cedric and CJC Ins. Agency, LLC (Allentown, PA) 2/17
License revocations; 5-yr future supervision - Nipper applied discounts to policies which did not qualify for discounts.

Norris, Ian James Marshall (Fort Lauderdale, FL) 7/18
$2,000 civil penalty; 5-yr license supervision - Mr. Norris failed to notify the Pennsylvania Insurance Department of criminal charges within 30 days.

O.
O'Neill, Daniel (Feasterville-Trevose, PA) 10/18
3-yr license supervision - Mr. O'Niell initiated an application wherein he fully disclosed his criminal history and pending disposition.

Olaviany, Thomas A. (Harrisburg, PA) 4/17
$7,500.00 penalty; 5-yr license supervision - Olaviany misrepresented himself to be acting on behalf of another producer to gain information on a policy.

Onorato, Michael Domenic (Swathmore, PA) 3/18
License revocation; 5-yr future license supervision - Onorato failed to notify the Pennsylvania Insurance Department of his criminal charges and subsequent guilty plea.

Ott, Cassandra L. (Virginia Beach, VA) 2/16

10-yr revocation; $15,000 civil penalty; 5-yr future supervision - Ott failed to notify the Department about other states administrative actions.

P.

PA Auto Ins. Outlet Corp. (Philadelphia, PA) 7/17
3-yrs license supervision - Agency issued policies with discounts even though the insureds did not qualify for the discounts.

Patrick, Leonard (Wilkes Barre, PA) 7/18
§1033 waiver granted; indefinite license supervision for prior felony conviction.

Patzlaff, Davin Lyle (Souix Falls, SD) 1/16

License revocation; 5-yr future license supervision - Patzlaff failed to report on his producer license renewal forms that he had been convicted of a felony.

Pemberton, Paul (Shawnee, PA) 9/18
License revocation; 10-yr future license supervision - Mr. Pemberton signed the names of insureds on applictions in order to meet goals and receive commissions.

Perry, Samantha Marie (East Stroudsburg, PA) 5/16

License revocation; 5-yr future license supervision - Perry failed to report charges and final disposition to the Pennsylvania Insurance Department.

Petriello, Dana (Norristown, PA) 12/18
5-yr license supervision - Petriello plead guilty to misdemeanors, which she fully disclosed on her insurance license application.

Prusky, Steven G. (Admore, PA) 3/16

$1,000 civil penalty; 5-yr license supervision - Prusky was charged with a felony and two misdemeanors, which he failed to report to the Pennsylvania Insurance Department.

Q.
R.
Ragan, Carrie E. (Aspers, PA) 12/18
License revocation; 10-yr future license supervision - Ragan failed to notify the Pennsylvania Insurance Department of her criminal charges within 30 days.

Reilly, Robert F. (Wilkes-Barre, PA) 3/16
§1033 waiver granted; indefinite license supervision of license for prior felony offense.

Reyes, Yolanda and Sanchez Ins. Agency (Allentown, PA) 2/17
License revocations; 5-yr license supervision - Reyes issued policies using a post office box as a garaging address.

Riddell, Joel Michael (Philadelphia, PA) 6/16
License revocation; $10,100 civil penalty - Riddell used an unauthorized fictitious name and contract form and endorsed insureds names on an insurance claim check.

Robbins, Beth B. (State College, PA) 5/18
License revocation; 5-yr future license supervision - Ms. Robbins failed to report her criminal charges to the Pennsylvania Insurance Department within 30 days.

Roberts, Kenneth Owen (Youngsville, PA) 11/16
License revocation; 5-yr future license supervision - Roberts failed to report criminal charges to the Pennsylvania Insurance Department.

Rodgers, Benjamin Raymond (Bloosburg, PA) 5/16
License revocation; 5-yr future license supervision - Rodgers entered a guilty plea to felony Theft by Deception.

Rosario, Maria Luisa and Maxie Insurance, LLC (Philadelphia, PA) 10/18
$5,000 civil penalty; 5-yr license supervision - Respondent and Co-Respondent failed to obtain and file proper insurance documentation from insureds causing policies to be misrated.

Rudd, Harold R. Jr. (Levittown, PA) 6/18
5-yr license supervision - Mr. Rudd failed to provide the Pennsylvania Insurance Department with a copy of the report of the final disposition of his criminal charges.

S.

Sacco, Jerome Joseph Jr.  (Philadelphia, PA) 9/18
$2,500 civil penalty; 5-yr license supervision - Mr. Sacco created Apex Adjustment Associates LLC for the purpose of adjusting insurance claims but failed to obtain the required Pennsylvania insurance license.

Salemme, Stephen (Bethlehem, PA) 11/17
6-month license suspension; 5-yr future license supervision - Salemme submitted life insurance applications for himself with misrepresentations in order to acquire coverage for which he otherwise would not have qualified.

Sallie, Arsenio Lindell (New Castle, PA) 9/18
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Salvucci, Andrew C. Jr. (Newtown, PA) 11/16
$1,000 civil penalty; 5-yr license supervision - Salvucci allowed the misappropriation of funds.

Sanchez, Keith E. (Redondo Beach, CA) 11/18
$6,000 civil penalty; surrender insurance license(s); 5-yr license supervision - Mr. Sanchez failed to report his criminal charges and subsequent nolo contendere plea and New York administrative action to the Pennsylvania Insurance Department within 30 days.

Saveri, Joseph M. (Bethlehem, PA) 6/17
License revocation; 5-yr future license supervision - Saveri earned commissions by having policyholders cash in their existing annuity policies incurring high surrender fees to purchase another policy, with no benefit or gain for the policyholders.

Schufreider, Anthony G. (Langhorne, PA) 1/16

License revocation; 5-yr future license supervision - Schufreider created and submitted fraudulent broker of record letters.  No admission of factual or legal allegations.

Seal, Daniel J. II
(Wallingford, PA) 12/16
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Seals, Ismael Baliar
(Philadelphia, PA) 2/16
10-yr revocation; $9,000 penalty; 5-yr future supervision - Seals failed to report to the Department.

Sebia, Alfonso Joseph (Weatherly, PA) 10/16
License Revocation; 10-yr future license supervision - Sebia failed to report criminal charges to the Pennsylvania Insurance Department.

Secor, John Eric (Towanda, PA) 2/17
$5,000 civil penalty; 5-yr license supervision - While under supervision for a previous Consent Order, Secor failed to report misdemeanor guilty pleas to the Pennsylvania Insurance Department.

Senior, Adrienne (Honey Brook, PA) 2/16
Shall be compliant with all tax obligations; upon demand by the Insurance Department, shall provide full, complete and immediate proof of compliance with tax obligations; 5-yr license supervision - Senior has current state tax liens.

Sessoms, Jammar W. (Philadelphia, PA) 10/18
5-yr license supervision - The Pennsylvania Insurance Department received two separate Orders from Philadelphia County to suspend Mr. Sessoms' insurance license for nonpayment of child support and two separate Orders from Philadelphia County to reinstate his insurance license.  Mr. Sessoms is currently up-to-date with his child support payments.

Shah, Kirti (Parsippany, NJ) 8/18
License revocation; 5-yr future license supervision - Shah failed to report his guilty plea to the Pennsylvania Insurance Department within 30 days.

Shannon, Nefi (Massillion, OH) 8/18
License revocation; 5-yr future license supervision - Shannon failed to report his license revocation by the Louisiana Department of Insurance within 30 days.

Shelton, Nicole L. (Philadelphia, PA) 7/16
§1033 waiver granted; indefinite license supervision for prior felony convictions.

Shirman, Martin (Holland, PA) 6/18
§1033 waiver granted; indefinite license supervision for prior felony conviction.

Singletary, Gary S. (Thomasville, GA) 6/18
18-month license suspension; 5-yr future license supervision - Mr. Singletary signed and submitted an application for a Medigap policy outside of a policy guarantee issue period.  The policy submitted by Singletary was sold to the customer by an individual who was not licensed to sell insurance in Pennsylvania.

Slater, Natthan Ronald (Pittsburgh, PA  9/18
$1,000 civil penalty; 3-yr license supervision - Mr. Slater initiated an application for a  producer license wherein he failed to disclose pending criminal charges to the Pennsylvania Insurance Department.

Smart, John F., Jr. d/b/a Smart Retirement Solutions, Inc. (Creamery, PA) 2/17

$10,000 civil penalty; $3,496.07 restitution; 5-yrs supervision - Smart misrepresented the bonus offered on an annuity.

Smith, Hower Samuel III (Coatesville, PA) 3/16

License revocation; 5-yr license supervision - Smith failed to report his felony charges.

Snyder, Gerald Wayne, Jr. (Milton, PA) 12/16
License Revocation; $800 civil penalty; 3-yr future license supervision - Snyder failed to report criminal charges to the Pennsylvania Insurance Department.

Son, Dong Ngoc (Philadelphia, PA) 4/16

§1033 waiver granted; indefinite license supervision for prior felony conviction.

Southwest Risk, LP (Dallas, TX) 2/17
$2,000 civil penalty; 3-yr license suprvision - Southwest Risk, LP did not file or remit surplus lines taxes for 2013 with the Pennsylvania Department of Revenue.

Spay, Ronald, Jr. (Philadelphia, PA) 7/18
$5,000 civil penalty; $9,897.25 restitution; 5-yr license supervision - Mr. Spay failed to supervise the business practices of Tri-State Public Adjusters, Inc., numerour contracts were written by Tri-State representatives without the knowledge or authorization of Spay.

Spadel, William Michael Jr. (Philadelphia, PA) 7/16
$15,000 civil penalty; 7-yr license revocation - Spadel pled guilty to felony offenses and failed to pay state taxes.

Stanton, Cheryl A. (Ridley Park, PA) 9/18
License revocation; 10-yr future license supervision - Ms. Stanton failed to notify the Pennsylvania Insurance Department of her criminal charges and subsequent guilty plea within 30 days.

Stewart, Christopher R. (Shamong, NJ) 3/16

§1033 waiver granted; indefinite license supervision of license for prior felony conviction.

Strauss, Harry Joseph (New Ringgold, PA) 4/16

$15,000 civil penalty; 5-yr license supervision - Strauss employed a customer service representative that solicited and sold insurance policies and did not possess a producer license.

Stuttard, Scott W. (Altoona, PA) 11/16
5-yr license supervision - Stuttard was convicted of  misdemeanors, which he fully disclosed on his producer license application.

Suarez, Fernando Arturo (Philadelphia, PA) 10/18
§1033  waiver granted per Adjudication & Order, indefinite license supervision for prior felony convictions.

Summerville, Donald E. (New Castle, PA) 3/16
$1,000 civil penalty; 5-yr license supervision - Summerville failed to report misdemeanor charges to the Pennsylvania Insurance Department, which were withdrawn on January 28, 2016.

Szerbin, Edward (Pittsburgh, PA) 2/16
License revocation; 5-yr future license supervision - Szerbin failed to report his criminal charges to the Pennsylvania Insurance Department.

T.

Teti, Christie H. (Philadelphia, PA)  11/17
$1,000 civil penalty; 5-yr license supervision - Teti answered "no" on her license renewal to the question asking if she currently had pending  misdemeanor charges.

Tetti, Kevin T. (Allenhurst, NJ)  9/17
License revocation; 5-yr future license supervision - Tetti permitted and condoned nsurance sales by unlicensed and non-appointed employees.

Thomas, David L. Jr. (Lancaster, PA) 4/16
License revocation; 5-yr future license supervision - Thomas falsified license renewals stating he paid state income taxes when he had not.

Thomas, Isaiah J. (Reading, PA) 8/16
5-yr license supervision - Thomas made false statements and misrepresentations to prospective policyholders.

Tierney, Jodie Lynne (Townson, MD) 8/17
License revocation; 5-yr future license supervision - Tierney was convicted of two (2) felonies and two (2) misdemeanors.

Townsent, Tonya Lynn (Uniontown, PA) 11/18
$2,000 civil penalty; 5-yr license supervision - Ms. Townsend failed to properly remit insurance premium payments and failed to acquire workers compensation insurance for an insured.

Travelers Indemnity Co. (The) (Hartford, CT) 7/17
$100,000 civil penalty - Company issued brochures where consumers could obtain a $20 gift card tied to a quote for automobile insurance and included inaccurate information concerning rate comparisons.

Tri-County General Insurance Agency, Inc. (Tunkhannock, PA) 9/17
$10,000 civil penalty; 5-yr license supervision - Respondent paid premium payments on behalf of customers whom Respondent believed would repay them.

Tri-State Public Adjusters, Inc. (Philadelphia, PA) 7/18
License revocation; 10-yr future license supervision - Numerous contracts were written by public adjusters without the knowledge or authorization of Ronald Spay, Jr.

Trumper, Billy Joel (West Milton, PA) 2/16
$1,000 civil penalty; 5-yr license supervision - Trumper failed to notify the Department of his criminal charges.

Trusty, George I. (Philadelphia, PA) 11/18
§1033  waiver granted; indefinite license supervision for a prior felony conviction. 

U.

V. 

Vega, Vivian (Allentown, PA) 8/18
License revocation; 5-yr future license supervision - Vega received cash payments from insureds for premium on policies and kept the money for personal expenses.

Villamarin, Ryan S. (Philadelphia, PA) 12/18
$1,000 civil penalty; 3-yr supervision - Villamarin failed to notify the Pennsylvania Insurance Department of his address change within 30 days.

Virtue, Amanda Lynn (Pittsburgh, PA) 1/16
License revocation; 5-yr future license supervision - Virtue failed to notify the Pennsylvania Insurance Department of her felony and misdemeanor charges.

W.

Wade Insurance Agency (Jamison, PA) 6/17
5-yr license supervision - Agency issued policies that had inaccurate information.

Walker, Jeffrey Alan (Warminster, PA) 6/16
5-yr license supervision - Walker failed to notify the Department within thirty (30) days of his misdemeanor charge.

Weaver, Philip George (New Holland, PA) 11/18
License revocation; 10-yr future license supervision - Mr. Weaver failed to report his criminal charges and guilty plea to the Pennsylvania Insurance Department within 30 days.

Wells, Stephen (Philadelphia, PA)  5/18
3-yr license supervision - Mr. Wells initiated an application for a producer license, wherein he fully disclosed his criminal history.

Westendorp, Joshua (Reading, PA) 3/16

License revocation; 10-yr future license supervision - Westendorp made false and/or misleading statements and misrepresentations to prospective policyholders.     

Westfield, John C. (Philadelphia, PA  8/18
License revocation; 10-yr future license supervision - Westfield failed to report his final disposition of his charges within 30 days to the Pennsylvania Insurance Department.

White, Michael H. (Philadelphia, PA) 5/17
$5,000 civil penalty; 5-yr license supervision - White signed policyholders' names on Proof of Loss forms then had an employee notarize his signature as that of the policyholders.   

William Novick (Bensalem, PA) and William Novick Agency LLC (Philadelphia, PA) 12/18
$10,000 civil penalty; 10-yr license supervision - Rrespondents submitted insurance policies without first allowing the consumers to review and sign the applications. 

Williamson, Joshua Eyre (Avondale, PA) 10/18
3-yr license supervision - Mr. Williamson failed to report his disposition of criminal charges within 30 days.                                                                                                                                                          

Wingrove, Travis Wayne (Dunbar, PA) 6/16

License revocation; restitution; 5-yr future supervision - Wingrove misappropriated money.

X.

Y.
Yatsko, Joseph Paul Jr. (Bellefonte, PA) 12/18
§1033 waiver granted; indefinite supervision of license for prior felony convictions. 

Z.

Zang, Wen Xi (Philadelphia, PA) 2/16

§1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Zangari, Cassandra Noel (Etters, PA) 7/17
License revocation; 10-yrs future license supervision - Zangari misrepresented supplemental policies as being included or "packaged" with insureds' major medical insurance policy at no additional cost.

Zangari, Eugene Daniel (York, PA) 7/17
$5,000 civil penalty; 5-yr license supervision - Zangari misrepresented supplemental policies as being included or "packaged" with insureds' major medical insurance policy at no additional cost.

Zangari, Michael A. (York, PA) 1/18
5-yr license supervision - Zangari represented, without clearly indicating additional cost, supplemental insurance policies as "packaged" or included with insureds' major medical insurance policy.