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Archived Enforcement Actions D - F

Archived enforcement actions are available online beginning with 2004. To find or research older actions, please send an email to ra-hearings@pa.gov.

D.

D&L Business Services, Inc.  (Philadelphia, PA) 6/08
See Chester, Linda 

Dade, Sean Deandre  (Atlanta, GA) 2/13
5-yr license supervision – Dade failed to report regulatory actions taken against him by the Kansas and Vermont insurance departments.

Dailey, Farah Y.  (Philadelphia, PA) 12/12
5-yr license supervision – Dailey failed to notify the department of a 2006 misdemeanor in Ohio. 

Daily Underwriters of America, Inc. (Carlisle, PA) 1/07 

Dallmer, Thomas C.  (Burlington, NJ) 6/08
Felony conviction, §1033 waiver, Failure to disclose 1981 misdemeanor conviction on 1033 application; Indefinite supervision of producer license, $1,000 penalty. 

Daly, Robert J., Jr.  (Philadelphia, PA) 10/13
3-yr license supervision; report disposition of charges – Daly failed to notify the department of his criminal arrest within thirty days. 

Daly, Robert Lodge  (Yardley, PA) 3/14
5-yr supervision, mandated cooperation with the Pennsylvania Insurance Department in any related investigations– Daly worked as a licensed producer for a person who did not have an active PA producer license. He aided in life insurance procurement or viatical settlement sales which the non-licensed person benefited from financially in the form of commission payments. 

Danenberg, Robert M.  (Pittsburgh, PA) 6/11
License revocation – Danenberg was indicted on, and plead guilty to, wire fraud charges; neither the indictment nor the guilty plea, as required, were reported to the department. 

Daniels, Christopher E.  (Radnor, PA) 1/11
5-yr license supervision and $15,000 penalty – Daniels participated in the sale of a life policy which became subject to an inappropriate viatication structure, resulting in financial loss to a policyholder. 

Dare, Christopher J. (Allentown, PA) 2/04

Darius, Samuel  (Philadelphia, PA) 6/13
5-yr license supervision – Darius failed to comply with an Administrative Order in 2012 and his producer license was suspended.  After he complied, his license was reinstated. 

Darwin National Assurance Company   (Farmington, CT) 7/07 

Davies, Thomas S. (Orchard Park, NY) 7/07 

Davis, John Paul, Jr.  (Thornhurst, PA) 4/09
5-yr license supervision for failing to report a prior misdemeanor conviction of his resident producer license application. 

Davis, Lee E., Jr.   (West Chester, PA) 9/08
License surrender and 5-yr license supervision for previously collecting premiums for policies never issued and failing to report three criminal arrests n 2006 at the time of his license renewal. Penalty: License surrender; five year license supervision. 

Davis, Mia C.  (Broomall, PA) 7/04

Davis, Robert M. (Pittsburgh, PA) 8/09
5-yr license supervision for failing to timely report his arrest or conviction on his insurance producer license renewal application. 

Davison, Rashad  (Pittsburgh, PA) 9/13
License revocation – Davison failed to report charges and subsequent conviction to the department within 30 days. 

Day, Neil Russell  (Washington, PA) 5/12
License surrender – Day failed to report Theft charges from 2011. 

De Naples, Louis A. (Dunmore, PA) 4/07 

Dean, Laurette   (Pittsburgh, PA) 3/06

Deane, Hugh J. Jr. (Pocono Pines, PA) 10/07

Deasy, William P. (Ambler, PA) 11/07

DeFalco, Gary T., Jr.  (Pittsburgh, PA) 4/13
3-yr license supervision – DeFalco was convicted in 2010 of Theft of Services – Acquisition of Services, which he fully disclosed to the department. 

Delaney, James  (Kennett Square, PA) 1/09
3-yr license supervision for guilty pleas on several misdemeanors. 

DeLeon, Marco  (Conshohocken, PA) 10/08
§1033 waiver granted; Indefinite supervision of producer license for prior felony conviction. 

Delp, Jr., Matthew A.  (Douglassville, PA) 1/08
License surrender; unauthorized use of license number for annuity sales. 

Dennis, Danny E., d/b/a Durham Insurance Group  (Bristol, PA) 5/12
5-yr license supervision and $5,000 penalty – Durham was arrested and pled guilty to three misdemeanors in 2011. 

Deprimo, John Joseph (Lake Ariel, PA) 4/04

DeRenzo, Paul J.  (Allison Park, PA) 10/11
§1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Deshong, Heidi Christine  (Chambersburg, PA) 11/05

Destan, Emma J (Pottstown, PA) 11/04

DeVane, William H., III  (Riegelsville, PA) 5/13
Indefinite license supervision – DeVane was granted an 18 U.S.C. Section 1033 waiver for a prior felony conviction. 

Dezii, Randolph R.  (Drexel, PA) 6/07

Dick, Elizabeth Margaret  (Morrisville, PA) 12/04

Dickstein, Michael (Vestal, NY)2/15
$250 penalty: Dickstein failed to report his criminal history within 30 days.

Didonato, Stephen B.  (Berwyn, PA) 11/11
5-yr license supervision – Didonato failed to report a misdemeanor charge on his license renewal, and signed an application for insurance without the consent or knowledge of the policyholder. 

Dietrich, Timothy G. Jr.    (Bath, PA) 6/05

Digilio, John J. (Springfield, PA) 10/07

DiIanni, Donald M. (Phoenixville, PA) 11/15
3-yr license supervision - DiIanni signed an insurance premium finance agreement in order to obtain financing for a commercial general liability policy.  The policy was not attached to the Agreement and was issued with 100% earned premium. 

Dilts, Justin Wayne (Pittsburgh, PA) 6/15
License revocation; 5-yr future license supervision - Dilts failed to report criminal conduct to the Insurance Department.

Diulus, Peter A  (Bethel Park, PA) 7/14
4-yr license supervision; $15,000 civil penalty – Diulus created a policy for an out-of-state third party investor that had no insurable interest in the client. 

Doman, Paul  (Cargin Falls, OH) 11/10
& The Accurate Group, LLC 

Dombeck, Stephen J. (New Castle, PA) 1/07

Domenick, Gerald P.   (Malvern, PA) 2/04

Donohoe, Timothy Joseph Jr.  (Philadelphia, PA) 9/14
3-yr license supervision – Donohoe was convicted of one misdemeanor. 

Donovan, WIlliam F.  (State College, PA) 1/09
Surrender of all licenses for depositing proceeds from title closings into his personal bank account and using such funds in 2007. If convicted or pleads guilty, any future license applications will require a 1033 Waiver. 

Donte Sterling and Silverline Adjustment, Inc.  (Philadelphia, PA) 1/11
Additional 5-yr license supervision and $5,000 penalty – While already under a license supervision, Sterling and Silverline Adjustment, Inc. were using unapproved public adjuster contracts in 2010. 

Dorn, David J.  (Johnstown, PA) 4/11
3-yr license supervision – Dorn failed to exercise due diligence to determine the validity of AIM Health Plans, which is an unlicensed entity, and subsequently sold coverage to a Pennsylvania consumer. 

Dorsey, Hugh P.  (Harrisburg, PA) 5/10
5-yr license supervision and full restitution to the Pennsylvania Department of Revenue for misrepresenting that he was in compliance with paying his state personal income tax on a license renewal application. 

Dougherty, Brian Charles (Philadelphia, PA) 4/15
1033 waiver granted; indefinite supervision of license for prior felony conviction.

Douglas, Larry R.
  (Croydon, PA) 3/08
§ 1033 waiver application approved; Felony conviction; indefinite license supervision of motor vehicle physical damage appraiser license. 

Douk, Sivann M.  (Philadelphia, PA) 7/14
§1033 waiver granted; indefinite supervision of license for prior felony convictions. 

Doyle, Michael  (Oreland, PA) 12/12
3-yr license supervision and mandatory reporting for disposition of charges – Doyle was arrested in 2012 for various felony and misdemeanor charges. 

Doyle, Michael  (Oreland, PA) 5/13
License revocation – Doyle violated a December 2012 Consent Order by entering a plea of guilty to felony criminal charges on March 18, 2013.

Drenning, Christopher Scott (Moon Township, PA) 3/15
License revocation; 5-yr future license supervision - Drenning sold a health insurance plan he was notauthorized to sell.

Dreyer, Edward F.   (Richboro, PA) 7/05

Driscoll_Bryan_Douglas (Pittsburgh,PA) 5/04

Dublin Hall Brokers (Blue Bell, PA) 2/04

Dumas-Staley, Melita   (Lansdowne, PA) 10/05

Dunaway, Gregory R.  (Harrisburg, PA) 10/09
5-yr license supervision for pleading guilty to unlawful contact with a minor.

Durr, Richard (DuBois, PA) 10/03

Duval, Philip  (PH Insurance Agency)

DVUA of New Jersey, Inc.   (Florham Park, NJ) 7/05

Dwinnells, Brian C.   (Brookhaven, PA) 11/06

Dwyer, James E and James & Son, Inc.  (Havertown, PA) 4/06

E.

Earp, Janice  (Washington, PA) 6/14
3-yr license supervision – Earp failed to disclose her misdemeanor conviction on her application.

Esterly, Angela S. (Macungie, PA)1/15
§1033 waiver granted; indefinite supervision of license for prior felony conviction. 

Echevarria, Jaya Bhaduri  (Philadelphia, PA) 3/09
§1033 waiver granted; indefinite supervision of public adjuster license for prior felony conviction.    

Eckardt, Charles R. Jr.  (Ambler, PA) 3/05

Edwards, Sr., Jason R.   (Thornton, PA) 8/06

El, Rahim L.  (Pittsburgh, PA) 10/14
§1033 waiver granted; indefinite supervision of license for prior felony convictions. 

Elcock, Mark D.   (Spring Mills, PA) 10/05

Electric Insurance Company  (Beverly, MA) 5/08
Untimely submission of Workers' Compensation Accident & Illness Prevention Report; Cease and desist. 

Electric Insurance Company  (Beverly, MA) 2/09
Cease and desist order for not performing due diligence on the oversight of SCA Enterprises Burbank, d/b/a SCA Appraisal. SCA used unlicensed appraisers and/or fictitious people for performing motor vehicle physical damage appraisals on Electric's behalf. 

Elensky, William Jr.  (Curwensville, PA) 1/07

Elite Brokerage Services, Inc.( Exton, PA) 3/07

Ellis, David L.    (Harrisburg, PA) 3/04

Ellison, Chauncey L.  (Philadelphia, PA) 10/12
5-yr license supervision; required to report disposition of charges – Ellison was arrested in July 2012 and failed to report the arrest to the department. 

Empire Fire & Marine Insurance Company   (Schaumburg, IL) 6/06

Encompass Insurance Company  (Northbrook,IL) 7/08
$10,000 and cease and desist order for untimely submission of Workers' Compensation Accident & Illness Prevention report. 

Encompass_Insurance_Company (Chicago, IL) 6/04

Encompass Home and Auto Insurance Company  5/14
Adjudication and Order 

Enders, Ronald R.  (Jersey Shore, PA) 8/13
License revocation – Enders knowingly submitted applications for insurance, which contained incorrect information to Selective Insurance. 

Ensinger, Stephen (Holland, PA) 7/04

Epstein, Jamin M.   (Wexford, PA) 9/06

Escobedo, Linda S.  (Kinzers, PA) 1/10
License revocation for failing to notify the department of prior arrests and six felony guilty pleas related to insurance fraud. 

ESL, Inc.   (Harrisburg, PA) 7/04

Esterly, Angela S. (Macungie, PA) 1/15
§1033 waiver granted for a prior felony conviction.

Esurance Insurance Company  (San Francisco, CA) 6/08
$2,500 penalty, Cease and desist; untimely submission of Workers' Compensation Accident & Illness Prevention Report. 

Esurance Insurance Company  (San Francisco, CA) 2/09
Cease and desist order for untimely submitting the workers' compensation Accident & Illness Prevention Report. 

Evans, Curt R. (Bethlehem, PA) 5/07

Evans, Glenn G   (Middletown, PA) 9/04 

Evans, Oesya M. (Erie, PA) 11/15
5-yr license supervision; convicted of misdemeanors. 

Evanson, Evan  (Philadelphia, PA) 12/11
3-yr license supervision – Evanson failed to disclose misdemeanor convictions on his producer license application. 

Exact Property and Casualty Company  (Los Angeles, CA) 3/06
$2,000 penalty, revise and reissue underwriting guidelines. 

F.

Family Direct Insurance Services, Inc. (Folsom, CA) 12/07 

Fani, Louis J., Jr.  (Pittsburgh, PA) 9/08
3-yr license supervision for a 2005 misdemeanor conviction which was fully disclosed on his license application. 

Farber, Howard  (Melville, NY) 6/09
License revocation and 5-yr future license supervision for failing to disclose a 2006 felony conviction and subsequent administrative action from Vermont on his initial Pennsylvania producer application. 

Farmington Casualty Company   (Hartford, CT) 2/04

Farnsworth, Jessica May   (Cogan Station, PA) 7/06

Fazzini, Christopher M  (Wayne, PA) 4/13
License revocation – Fazzine plead guilty to burglary charges. 

Fazzini, Christopher Matthew  (Wayne, PA) 10/12
5-yr license supervision; required to report disposition of charges – Fazzini was arrested for various felonies and misdemeanors which he failed to report to the Department. 

Fearon, Ian (Monroeville, PA) 4/13
License revocation – Fearon failed to notify the department that he was arrested on four different occasions for misdemeanor criminal violations.   

Featherson, Yolanda P (St. Louis, MO) 7/07
5-yr license supervision – Featherson failed to disclose felony conviction to the Department. 

Fecther Leonard B.   (Pittsburgh, PA) 5/04 

Feeney, Christopher  (Bristol, PA) 11/13
3-yr license supervision – Feeney failed to disclose his criminal arrest to the department.

Feinstein, Jack (Newton, PA) 1/07

Feinstein, Raymond  (Langhorne, PA) 1/07

Felker, Denise E.   (Camp Hill, PA) 3/06

Fernandez, David Antonio (Hatboro, PA)3/15
License Surrender; 5-yr future supervision:  Fernandez failed to report disposition of criminal charges.

Fennick, Antonette K. (Butler, PA) 12/04

Ferraro, Chris C. (Brooklyn, NY) 7/07

Ferraro, Lauri Lynn (DuBois, PA) 9/07

Ferrer, Ramona B.  (Harrisburg, PA) 5/08
Failure to report 2007 felony arrest for Access Device Fraud; Revocation, 5-yr future license supervision.

Ferretti, Mario J. (Greensburg, PA) 11/04 

Failla, Brian M.  (Fort Lauderdale, FL) 12/12
License revocation – Failla failed to report a 2010 Florida administrative action.

Fidelity & Deposit Company of Maryland  (Baltimore, MD) 3/06 

Fields, Erica  (Willow Grove, PA) 11/11
3-yr license supervision – Fields failed to disclose two recent misdemeanor convictions and ARD on her license application.

Figura_Jeffrey   (Johnstown, PA) 6/04 

Filter, Bryant R.   (Mars, PA) 8/08
Surrendered producer license for admitting to collecting over $4.2 million in 2006 and 2007 by falsifying insurance applications to collect multiple premium financing payments made to non-existent clients. 

Finzi, Iso Gerard  (Hollywood, FL) 2/13
License revocation for 15 years – Gerard failed to report license revocations from the Florida Office of Insurance Regulation for felony convictions.

First Commonwealth Insurance Agency, Inc.  (Indiana, PA) 6/07

First National Insurance Company of America  (Seattle, WA) 11/05

First Non-Profit Insurance Co. (Chicago, IL) 10/04

Fisher, John Richard  (Dingmans Ferry, PA) 4/14
3-yr license supervision – Fisher failed to notify the department of his criminal proceedings. He must report disposition of charges to the department within 30 days.  

Fitzpatrick, Robert B. (Dunmore, PA) 2/04
5-ys of license supervision for both Seidman and Northeast. Respondent Seidman, as the designated licensee of Northeast, failed to remit $1,476.45 in unearned commission back to AIG Agency Auto between August and November, 2007.  Seidman has made restitution to AIG. Five-year license supervision and $5,000 penalty for completing applications signed by an unlicensed individual, without the knowledge or consent of the policyholder, agency or company.

Flanders James R. (Harrisburg, PA) 11/04

Flanders, James R. (Harrisburg, PA) 2/07

Fleming, Sr. Patrick J. (Pittsburgh, PA) 4/11
3-yr license suspension, $4,000 civil penalty and $18,728 tax payment to the Pennsylvania Department of Revenue – Fleming failed to pay state income tax for eight years and misrepresented on his license application that taxes were paid and up to date. Fleming's license will not be reinstated until the penalty and tax payment are paid.

Flora, Michael (Bayport, NY) 10/15                                                                                                                                                                                  

$10,000 civil penalty; 5-yr license supervision - Flora failed to submit the required replacement notification forms and he made false statements to the life insurance company and PID concerning the transactions.

Florent, Samuel and New Life Financial, LLC  (Philadelphia, PA) 6/12
License surrender – Florent used his agency to submit insurance applications containing forged signatures.

Foglia, Dennis A.  (Huntingdon Valley, PA) 4/12

Foley, Michael J.   (Chalfont, PA) 9/05 

Foltz, Wendy S.  (Camp Hill, PA) 5/09
§1033 waiver granted for prior felony conviction.

Fonseca, Julio Cesar  (Clearwater, FL) 3/13
Surrender of Pennsylvania licenses – Fonesca failed to report an administrative action taken against him by the State of New Jersey Department of Banking and Insurance.

Ford Nancy L.  (Highspire, PA) 4/04

Forde, Anthony P.   (Export, PA) 3/06 

Foreman, Randall N.  (Palestine, TX) 6/08
5-yr license supervision, Cease and desist; operated unregistered fictitious entity name; represented himself as a financial planner.

Foremost Insurance Company of Grand Rapids, MI  (Caledonia, MI) 9/05 

Forster, John R.  (Penfield, PA) 11/10
§1033 waiver granted; indefinite supervision of motor vehicle physical damage appraiser license for prior felony conviction. 

Foster, Todd Alden  (Pittsburgh, PA) 7/13
5-yr license supervision – Foster failed to notify the department of a Consent Order he signed with the Florida Department of Financial Services in July 2012. 

Fox, Kenneth J.  (Irwin, PA) 12/09
License revocation for failing to notify the department of prior felony and misdemeanor charges.

Fraga, Eleasar N.  (Streator, IL) 12/05

Fragaso, Thomas (North Bergan, NJ) 4/05

Freberg Environmental, Inc.    (Denver, CO) 2/06

Frederick Mutual Insurance Company   (Frederick, MD) 3/06

Freeman, Amy Ann  (Effort, PA) 9/05 

Freeman, Charles W.  (Davidsville, PA) 12/08
License revocation, 5-yr future license supervision; failed to file federal tax returns for 1999, 2000, 2001 and 2002.   

Freer, Richard  (Easton, PA) 4/14
License revocation – Freer failed to notify the department of his felony criminal arrest and also failed to respond to the department inquiries. Freer must report disposition of the charges to the department within thirty.

French, Kenneth J. (Morristown, NJ) 9/07 

Frost, Matthew  (Pittsburgh, PA) 5/14
3-yr license supervision – Frost was convicted of two minor felony offenses, which he disclosed on his license application.

Fuller, Jingi L.  (Lansdowne, PA) 4/07 

Froio, Francis Vincent  (Hamilton, NJ) 10/11
License surrender – Froio allowed an unlicensed entity to conduct the business of insurance. 

Froio, Frank Vincent  (Lester, PA) 11/08
5-yr license supervision; Established an office within a previously revoked insurance agency; while at that location Froio accepted premium, on nine occasions, from Arizona Premium Finance Company without the consent, knowledge or signed contract of the policyholders and deposited those funds into another business account.  

Fultz, Clarice  (Lawrenceville, GA) 10/08
5-yr license supervision; signed applicants' names to electronic applications 33 times between 2006 and 2008, and failed to update her address on file with the Department. 

Funari, John Albert, Jr.  (Philadelphia, PA) 12/14
License revocation, $6,000 penalty – Funari violated the Public Adjuster Act by endorsing the insureds' names on a claim check without their consent and failing to remit the insureds' portion of the settlement.