PRODUCT AND RATE FILING REQUIREMENTS

SHORT-TERM, LIMITED-DURATION INSURANCE GUIDANCE

NOTICES ON FILING REQUIREMENTS AND DEREGULATED FORMS

 The forms listed as deregulated in the notices below are exempted only from the department’s filing or prior approval requirements. Although such forms are not reviewed and approved by the department, they remain subject to, and must comply in all respects with, Pennsylvania’s insurance laws and regulations, and the department retains its ability to take enforcement actions and seek any available remedy for non-compliant forms.

• Accident and Health Forms, Department Notice 2018-10
• Life Insurance Forms, 31 Pa.B. 3491
  

• Property and Casualty Forms, Notice 44 Pa.B. 6176 
  

2024 ACA INFORMATION

• Final Rate Guidance
• Final 2024 PA Actuarial Memorandum Rate Exhibits
  
• Final 2024 PA Plan Design Summary and Rate Tables
  
• Pennsylvania Counties Map
• Health Insurance Rate Filing Completeness and Redaction Justification Checklist
• Timeline for Plan Year 2024
  
• Compliance Certification Form
• Compliance Checklist (Major Medical)
• Compliance Checklist (SADP)
  
• Compliance Worksheet 
• Final Form Filing Guidance
  
• Geographic Rating Area (Map)
  
• QTL Template Instructions
• QTL Template
  
• NQTL Template
  
• Network Adequacy Template 2024
  
• Network Identification Filing Form
  
• QHP Prescription Drug Supplemental Template
  
• 2024 QHP Frequently Asked Questions (FAQ) 
  

2023-2024 ACA-Compliant Health Insurance Filing Guidance - Student Health Insurance (due by 02/01/2023)

• Student Health Q&A's (updated 01/01/2020)
  
• Final Rate Guidance
  
• Completeness Checklist
  
• RRJ Instructions Manual
  
• RRJ Worksheet
  
• Final Form Guidance
  
• Certification Form
  
• Compliance Checklist
  
• Compliance Worksheet
  

• FAQ (updated 2/16/18)
• Revised Certification Form (updated 1/7/2020) 

 SUBMISSION CHECKLISTS AND PRODUCT REQUIREMENTS:

• Property and Casualty 
• Accident and Health
• Life and Annuities
• Multi-Line Product Submissions FAQ (new 9/16/20)
  
  

PRODUCT FILING INSTRUCTIONS:

• Electronic
  
• Retaliatory Fee Form  (P&C Only)
• Terrorism 
• Life Products:  
• 2017 CSO Mortality Table - Notice
  
• Pre-Need Policy Disclosures
• Guidelines for Submission of Illustration Certifications (updated 8/31/15)
• MIB Language Change Filings (4/12/12)
• Maximum Valuation/Nonforfeiture Interest Rate Changes (8/22/12)
• Contingent Deferred Annuities (CDAs) - Form Filings (3/25/13)
•   Life and/or A&H Products:
• Guidelines for Submission of Address Change Endorsement Filings (4/30/18)
• Guidelines for Submission of Merger, Name Change or Assumption Endorsement Filings (4/30/18)
• Certification Form for Electronic Applications/Enrollment Forms when Previously Approved on Paper (new 1/7/2020)
• Annual Attestations under Acts 89 and 92 ; Notice 2021-05 

NOTE:  All Life and A&H rate/form filings must be submitted via SERFF; paper filings are no longer accepted.  In addition, all filing fees for Life and A&H rate/form filings must be submitted via SERFF using EFT.