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Risk Retention Group

Registered Risk Retention Groups - A Risk Retention Group (RRG) is a liability insurance company organized for the primary purpose of insuring all, or any portion, of the liability exposure of its group members. The group members are the sole owners of the RRG and are all engaged in similar or related businesses or activities with respect to liability exposure. A registered risk retention group, although registered to transact the business of insurance in this Commonwealth, is not subject to all of the insurance laws and regulations of the Commonwealth of Pennsylvania. In the event of the insolvency of a risk retention group, losses will not be paid by the Pennsylvania Property and Casualty Insurance Guaranty Association.

Risk Retention Group Application 

Risk Retention Group Annual Filing Requirements
Foreign    Email to:

                   Mail to:  Company Licensing Division
                                   Pennsylvania Insurance Department
                                   1345 Strawberry Square
                                   Harrisburg, PA  17120

Statutory References
40 P.S. 991.1501 et seq.

Liability Risk Retention Act of 1986

15 U.S.C. 3901-3906 (1981, as amended 1986)