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Archived 2022 Health Insurance Rate Filings

Insurance companies offering individual and small group health insurance plans are required to file proposed rates with the Pennsylvania Insurance Department for review and approval before plans can be sold to consumers. The Department reviews rates to ensure that the plans are priced appropriately -- that is, they are neither excessive (too high) nor inadequate (too low) -- and are not unfairly discriminatory.

Rates reflect estimates of future costs, including medical and prescription drug costs and administrative expenses, and are based on historical data and forecasts of trends in the upcoming year. In its review, the Department considers these factors, as well as factors such as the insurer's revenues, actual and projected profits, past rate changes, and the effect the change will have on Pennsylvania consumers. For more information on this process, watch our How Are Health Insurance Rates Decided?Opens In A New Window video.

Below you can review information on pending and approved rate filings for individual and small-group products that comply with the reforms of the Affordable Care Act. Limited portions of the filings are deemed confidential by law. Consumers are invited to submit comments on any pending filings to ra-rateform@pa.gov. Comments submitted in writing will be posted to our website.

County-level Information on Rate Filings

As part of an ongoing effort to increase transparency and present information in a consumer-friendly manner, the Department has created a set of tables and maps that the public can use to understand information on proposed plans and rates at the county level.

ACA-RELATED RATE FILINGS FOR 2022 PLANS - INDIVIDUAL MARKET 

Company NameTracking #On Exchange?% Requested % ApprovedView Filing Summary (Attachment I)View Requested Filing  (Public PDF)View Final FilingView Decision Summary
Capital Advantage Assurance Company CABC-132796292On/Off5.08%2.91%PDF LinkPDF LinkPDF PDF 
Capital Advantage Insurance CompanyCABC-132796294Off0.77%-1.13%
PDF LinkPDF LinkPDF PDF 
Keystone Health Plan CentralCABC-132796296Off-0.02%-1.66%PDF LinkPDF Link
PDF 
PDF 
First Priority Health HMOHGHM-132820374Off6.64%4.36%PDF LinkPDF LinkPDF PDF 
Highmark, Inc.HGHM-132820364On/Off0.30%-1.78%
PDF LinkPDF LinkPDF PDF 
Highmark Benefits GroupHGHM-132820371On/Off3.97%2.01%PDF LinkPDF LinkPDF PDF  
Highmark Coverage AdvantageHGHM-132820368On/Off-2.00%-3.62%PDF LinkPDF LinkPDF  PDF 
Geisinger Health PlanGSHP-132824247On/Off2.72%0.49%
PDF LinkPDF LinkPDFPDF 
Geisinger Quality OptionsGSHP-132824666On/Off1.31%-0.89%PDF LinkPDF LinkPDF PDF 
Keystone Health Plan EastINAC-132818417On/Off3.64%2.22%
PDF LinkPDF Link
PDF PDF 
QCC Insurance CompanyINAC-132818429On/Off1.67%-0.80%
PDF LinkPDF LinkPDF PDF 
UPMC Health Coverage, Inc.UPMC-132801380On/Off4.19%2.51%PDF LinkPDF LinkPDF PDF 
UPMC Health Options, Inc.UPMC-132801412On/Off0.39%-1.17%
PDF LinkPDF LinkPDF PDF
PA Health & WellnessCECO-132819212On/Off-7.39%-8.76%
PDF LinkPDF LinkPDF PDF
Oscar Health Plan of PAOHIN-132808338On/Off-7.88%-9.42%
PDF LinkPDF LinkPDF  PDF
Cigna Health and Life Insurance CompanyCCGH-132805433On/Off0.00%0.00%PDF LinkPDF LinkPDF PDF



ACA-RELATED RATE FILINGS FOR 2022 PLANS - SMALL GROUP MARKET 

 
Company NameTracking #On Exchange?% Requested % ApprovedView Filing Summary (Attachment I)View Requested Filing  (Public PDF)View Final FilingView Decision Summary
Aetna Health, Inc/Aetna Health Insurance CompanyAETN-132730900Off-20.34%-20.34%PDF LinkPDF LinkPDFPDF 
Aetna HealthAssurance PAAETN-132731141Off0.00%0.00%PDF LinkPDF LinkPDF PDF
Aetna Life Insurance CompanyAETN-132731340Off-22.07%-22.07%PDF LinkPDF LinkPDF PDF
Capital Advantage Assurance CompanyCABC-132795876Off4.90%4.90%PDF LinkPDF LinkPDF
PDF
Capital Advantage Insurance CompanyCABC-132795942Off5.50%5.50%PDF LinkPDF LinkPDFPDF
Keystone Health Plan CentralCABC-132795960Off4.62%4.62%PDF LinkPDF Link PDF  PDF 
First Priority Life Insurance CompanyHGHM-132831354Off-0.20%-0.20%PDF LinkPDF Link PDF PDF
Highmark, Inc.HGHM-132831048Off0.78%0.78%
PDF LinkPDF LinkPDF PDF 
Highmark Benefits GroupHGHM-132830994Off5.45%5.45%PDF LinkPDF LinkPDF PDF 
Highmark Choice Company HGHM-132831326Off0.00%0.00%PDF LinkPDF LinkPDF PDF
Highmark Coverage AdvantageHGHM-132831330Off-3.17%-3.17%PDF LinkPDF Link PDF  PDF 
Highmark Health Insurance Company - HHICHGHM-132830955Off4.42%4.42%
PDF LinkPDF Link PDF PDF 
Geisinger Health PlanGSHP-132824328Off-0.27%-0.27%PDF LinkPDF LinkPDF PDF 
Geisinger Quality OptionsGSHP-132824706Off-0.84%-0.84%PDF LinkPDF Link PDF PDF 
Keystone Health Plan East/AmeriHealth HMO IncINAC-132818409Off3.37%3.37%
PDF LinkPDF LinkPDF PDF 
QCC Insurance CompanyINAC-132818434Off2.90%2.90%PDF LinkPDF LinkPDF PDF 
UnitedHealthcare of PAUHLC-132831666Off4.77%2.46%PDF LinkPDF LinkPDF PDF 
UnitedHealthcare Insurance CompanyUHLC-132831625Off-1.50%-3.67%PDF LinkPDF LinkPDF PDF 
UPMC Health BenefitsUPMC-132801369Off14.12%13.67%
PDF LinkPDF Link PDFPDF 
UPMC Health Coverage, Inc.UPMC-132801322Off7.94%7.94%PDF LinkPDF LinkPDFPDF 
UPMC Health Options, Inc.UPMC-132801371Off8.75%9.10%
PDF LinkPDF LinkPDF PDF 


MORE INFORMATION

  • Members of the media may contact the Office of Press and Communications with any requests by phone at 717-787-3289 or via email at ra-in-press@pa.gov
  • For technical support ONLY, please contact the Department via email at ra-rateform@pa.gov